Data/hora: 11/06/2024 08:04:27

Provedor de dados: | 31
País: | United States
Título: | Factors Influencing Group Repayment Performance in Haryana: Application of Tobit Model
Autores: | Feroze,   S.M.; Chauhan,   A.K.; Malhotra,   Ravinder; Kadian,   K.S.
Data: | 2011-07-19
Ano: | 2011
Palavras-chave: | Microfinance; Loan repayment; Deliquency rate; Haryana; Tabit model; Agricultural and Food Policy; Q13; Q14.
Resumo: | Microfinance through self-help groups (SHGs) has evolved as a mechanism for social inclusion of the rural poor. This paper has identified the factors that influence the repayment performance of the SHGs in India, by conducting a study on a sample of 120 SHG members from 60 dairy SHGs and 60 non-members selected from the state of Haryana. Results of Tobit regression have shown that peer monitoring, group size and female percentage have positive influence, whereas homogeneity and loan amount have negative influence on the repayment performance of the SHGs. The study has concluded that if the essence of self-help and cooperation is fostered and monitored properly, the poor can also repay.
Tipo: | Journal Article
Idioma: | Inglês
Identificador: | http://purl.umn.edu/109416
Relação: | Agricultural Economics Research Review&gt;Volume 24, Number 1, January-June 2011
Formato: | 9