Consulta: subjectFacets:"Credit"
Registros recuperados: 33
Data/hora: 09/06/2024 04:12:25

El perfil del promotor de créditos de FR en el cumplimiento de sus metas en el estado de Chihuahua.
Provedor de dados: Depósito Institucional Abierto de Documentos Digitales del Colegio de Postgraduados (COLPOS DIGITAL )
Autores: Tovar Rangel, Delfino.
La discusión de considerar a un empleado por su perfil proporcionado por su formación académica o considerar por sus capacidades laborales, habilidades, destreza y aptitudes para desarrollar sus funciones de una forma eficaz y eficiente para lograr tener éxito, en este caso, el promotor de financiamiento rural en el estado de Chihuahua para lograr cumplir con sus metas en Financiera Rural hipotéticamente, es necesario que sea agrónomo o de carrera afín. En el presente estudio, en la discusión, análisis, revisión y conclusión de los datos e información recolectada mediante encuestas telefónicas, revisión bibliográfica, consultas en Internet y en la red Institucional. Se emiten los comentarios concluyentes de que, dado que el promotor de crédito rural en...
Palavras-chave: Desarrollo rural; Crédito; Promotor; Perfil; Capacidades; Rural development; Credit; Promoter; Profile; Capabilities; Gestión Financiera para el Desarrollo Rural; Maestría Tecnológica.
Ano: 2014
URL: http://hdl.handle.net/10521/2392

La educación financiera y su influencia en la estrategia crediticia del productor cañero en el centro de Veracruz.
Provedor de dados: Depósito Institucional Abierto de Documentos Digitales del Colegio de Postgraduados (COLPOS DIGITAL )
Autores: Arcos Medina, Guadalupe.
El acceso a los recursos financieros, como el caso del crédito, está restringido por la limitada educación financiera de los productores cañero. De ésta manera, el objetivo de la investigación fue identificar como influye la educación financiera en la toma de decisiones y en el manejo de los créditos que reciben los productores cañeros del ingenio, de la organización y de otras fuentes alternas, y como estos se han convertido en una estrategia de vida; asimismo, otro objetivo fue explicar si  existe algún impacto en el manejo del agroecosistema cañero a consecuencia de los créditos recibidos. Los hallazgos revelan que la falta de educación financiera de los cañeros afecta su capacidad de administrar adecuadamente sus créditos y limita su posibilidad de ser...
Palavras-chave: Crédito; Agroecosistemas; Caña de azúcar; Intermediarios financieros; Credit; Agroecosystem; Sugarcane; Financial intermediaries; Maestría; Agroecosistemas Tropicales.
Ano: 2010
URL: http://hdl.handle.net/10521/204

La educación financiera y su influencia en la estrategia crediticia del productor cañero en el centro de Veracruz.
Provedor de dados: Depósito Institucional Abierto de Documentos Digitales del Colegio de Postgraduados (COLPOS DIGITAL )
Autores: Arcos Medina, Guadalupe.
El acceso a los recursos financieros, como el caso del crédito, está restringido por la limitada educación financiera de los productores cañero. De ésta manera, el objetivo de la investigación fue identificar como influye la educación financiera en la toma de decisiones y en el manejo de los créditos que reciben los productores cañeros del ingenio, de la organización y de otras fuentes alternas, y como estos se han convertido en una estrategia de vida; asimismo, otro objetivo fue explicar si  existe algún impacto en el manejo del agroecosistema cañero a consecuencia de los créditos recibidos. Los hallazgos revelan que la falta de educación financiera de los cañeros afecta su capacidad de administrar adecuadamente sus créditos y limita su posibilidad de ser...
Palavras-chave: Crédito; Agroecosistemas; Caña de azúcar; Intermediarios financieros; Credit; Agroecosystem; Sugarcane; Financial intermediaries; Maestría; Agroecosistemas Tropicales.
Ano: 2010
URL: http://hdl.handle.net/10521/204

Servicios financieros en comunidades de alta marginacón : el caso del municipio de San Felipe, Guanajuato, Méx.
Provedor de dados: Depósito Institucional Abierto de Documentos Digitales del Colegio de Postgraduados (COLPOS DIGITAL )
Autores: Hernández Martínez, Fabiola.
Los Servicios Financieros ofertados por las instituciones financieras son crédito, ahorro, cambio de remesas, cambio de cheques, entre otros, sin embargo no todas las personas tienen acceso a algunos de ellos. La presente investigación pretende identificar si la oferta de Servicios Financieros que actualmente se encuentran en el mercado del municipio de San Felipe, Guanajuato son los servicios que están demandando los habitantes de las comunidades estudiadas. La investigación responde a un enfoque Mixto dominante Cuantitativo, complementándose con aspectos cualitativos. Se usó el Muestreo Simple Aleatorio (MSA) para la determinación de la muestra. Se aplicaron 79 cuestionarios en las localidades de este municipio.  En el análisis de la matriz de...
Palavras-chave: Servicios Financieros; Crédito; Ahorro; Remesas; Actividades Productivas; Financial Services; Credit; Savings; Remittances; Productive Activitie; Economía; Maestría.
Ano: 2013
URL: http://hdl.handle.net/10521/2106

Considerações sobre crédito agrícola: o caso de Ouricuri, PE.
Provedor de dados: Informação Tecnológica em Agricultura (Infoteca-e)
Autores: SOUZA, R. A. de; VIVALLO PINARE, A. G.; WILLIAMS FUENTES, C. O.; FINSHI, R. P.
O trabalho apresenta os resultados da pesquisa socio-economica em 32 propriedades, de pequenos e medios produtores, na regiao de Ouricuri, no alto sertao de Pernambuco. Estas propriedades foram submetidas a analises economicas e financeiras e chegou-se as seguintes conclusoes: 1. ao considerarmos o consumo familiar como um custo inevitavel, a maioria das propriedades tem taxa interna de retorno negativa; 2. a maioria das propriedades nao tem capacidade de pagamento que possa financiar o consumo familiar; 3. os ingressos extra-agricolas sao importantes; 4. a falta de adequacao da estrutura bancaria ao credito, para os pequenos agricultores, limita os efeitos dos subsidios; 5. antes de se decidir pela mudanca nas taxas de juros o governo deve estudar entre...
Tipo: Documentos (INFOTECA-E)
Palavras-chave: Mao-de-obra familiar; Pernambuco; Family labor; Small farmer; Middle farmer; Family consumption.; Agricultura familiar; Análise Econômica; Crédito; Médio Produtor; Pequeno Produtor.; Ouricuri; Credit; Economic analysis.
Ano: 1985
URL: http://www.infoteca.cnptia.embrapa.br/infoteca/handle/doc/133493

Cotacoes de mercado e demais indicadores economicos relativos ao algodao: situacao nacional.
Provedor de dados: Informação Tecnológica em Agricultura (Infoteca-e)
Autores: MAIA, A. S.; GUIMARAES, P. M.
Situacao nacional.
Tipo: Documentos (INFOTECA-E)
Palavras-chave: Precos; Agricola; Classificacao; Price; Production; Comercialization; Exportation; Importation; Agricultural; Market; Rural.; Abastecimento; Algodão; Comercialização; Crédito; Exportação; Importação; Gossypium Hirsutum; Mercado; Política; Produção.; Cotton; Classification; Credit; Politics; Supply.
Ano: 1983
URL: http://www.infoteca.cnptia.embrapa.br/infoteca/handle/doc/262597

Watershed-Based Dryland Farming in black and red soils of Peninsular India
Provedor de dados: Open Acess Agriculture Research Repository
Autores: S.M.
Palavras-chave: Watersheds; Dry farming; Arid zones; Credit; Water harvesting; Genetic soil types; Pigeonpeas; Bunding; Rainfed farming; Technology.
Ano: 1984
URL: http://agropedia.iitk.ac.in/openaccess/?q=node/4165

Going Digital: Computerized Land Registration and Credit Access in India
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Deininger,   Klaus W.; Goyal,   Aparajita.
Despite strong beliefs that property titling and registration will enhance credit access, empirical evidence in support of such effects remains scant. The gradual roll-out of computerization of land registry systems across Andhra Pradesh’s 387 sub-registry offices (SROs) allows us to combine quarterly administrative data on credit disbursed by all commercial banks for a 11 year period (1997-2007) aggregated to the SRO level with the date of shifting registration from manual to digital. Computerization had no credit effect in rural areas but led to increased credit-supply in urban ones. A marked increase of registered urban mortgages due to computerization supports the robustness of the result. At the same time, estimated impacts from reduction of stamp...
Tipo: Conference Paper or Presentation
Palavras-chave: Land Registration; Credit; Transactions; Computerization; India; International Development; Land Economics/Use; G28; Q24; R51; R52.
Ano: 2010
URL: http://purl.umn.edu/61257

Determinants of Improved Maize Seed and Fertilizer Use in Kenya: Policy Implications
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Ouma,   James Okuro; De Groote,   Hugo; Owuor,   George.
Maize is a key food crop in Kenya. While maize yields increased from 1.25 t ha-1 in early 1960s to over 2 tonnes in 1982, they fell below 1.5 t ha-1 in 2000. Given the limited land area, there is no doubt that Kenya will have to rely more on modern technologies for increased yields .Use of improved maize varieties and fertilizers will therefore continue to be critical inputs for improving productivity. To improve production, it is important to understand factors determining adoption and intensity of use of modern technologies. A stratified 2-stage sampling design was used to select 1800 households, subsequently interviewed by means of structured questionnaire. Econometric models were used to explore factors influencing adoption and intensity of use of the...
Tipo: Conference Paper or Presentation
Palavras-chave: Maize; Adoption; Improved seed; Fertilizer; Credit; Extension; Kenya; Crop Production/Industries.
Ano: 2006
URL: http://purl.umn.edu/25433

Governance Control Mechanisms in Portuguese Agricultural Credit Cooperatives
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Cabo,   Paula; Rebelo,   Joao.
Over the last decade Portuguese Agricultural Credit Cooperatives (ACCs) have increasingly face survival challenges related to their difficulty in gathering equity. The main source of ACCs equity is the net benefit; thus, understanding how ACCs governance can work on correcting bad economic performance is of crucial importance to overcome this constraint. The main objective of this paper is to describe the governance control mechanisms in the ACCs. Five governance mechanisms are identified: board and chairman change (internal mechanisms), central ACC intervention by an agent or by management board replacement and merger. Empirical analysis proved that the internal governance mechanisms activity is not related to the ACC performance. Additionally: (a) ACCs...
Tipo: Conference Paper or Presentation
Palavras-chave: Cooperatives; Credit; Governance; Multinominal logit; Agricultural Finance; D23; L29.
Ano: 2005
URL: http://purl.umn.edu/24623

FARMER BANKRUPTCIES AND FARM EXITS IN THE UNITED STATES, 1899-2002
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Stam,   Jerome M.; Dixon,   Bruce L.
Farmer bankruptcies, bankruptcy rates, and related issues are explored from the beginning of modern bankruptcy legislation over a century ago. Farmer bankruptcies historically have been controversial because they are thought to indicate changes in the economic well-being and structure of the rural economy. Concerns about farmer bankruptcies were heightened twice during the past century. The first was from 1920 through the Great Depression and the second was during the 1980s. Bankruptcy data for Chapters 7, 11, and 13 exist for farmers for the 1899-1980 period, but there are no Chapter 7, 11, or 13 farmer bankruptcy data available beginning in 1980. However, data are available for the 1986-2002 period for Chapter 12, the Family Farmer Bankruptcy Act of...
Tipo: Report
Palavras-chave: Bankruptcy; Financial stress; Farm sector structure; Farm numbers; Foreclosure; Credit; Debt; Income; Agricultural Finance; Farm Management.
Ano: 2004
URL: http://purl.umn.edu/33689

AGRIBUSINESS TRADE CREDIT -- A PARADOX
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Gustafson,   Cole R.
This article utilizes the Survey of Small Business Finances to compare and contrast trade credit practices of rural small business firms.  The results show that these firms borrow money and then re-lend it to others in the form of trade credit.  There is a strong direct relationship between various forms of debt held by these firms and their level of accounts receivable (e.g., trade credit extended to customers).  The actual level of re-lending varied among firms depending on their adoption level of computers that are used for cash management and credit services.  Accounts receivable balances were also dependent on sales levels, costs of doing business, and other income.     The most important source of funds for re-lending was obtained from mortgages and...
Tipo: Working or Discussion Paper
Palavras-chave: Agribusiness; Trade; Credit; Finance; Agribusiness.
Ano: 2004
URL: http://purl.umn.edu/23513

Why Don't Lenders Finance High-Return Technological Change in Developing-Country Agriculture?
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Blackman,   Allen.
Most of the literature attributes credit constraints in small-farm developing-country agriculture to the variability of returns to investment in this sector. But the literature does not fully explain lenders. reluctance to finance investments in technologies that provide both higher average and less variable returns. To fill this gap, this article develops an information-theoretic credit market model with endogenous technology choice. The model demonstrates that lenders may refuse to finance any investment in a riskless high-return technology--regardless of the interest rate they are offered--when they are imperfectly informed about loan applicants, time preferences and, therefore, about their propensities to default intentionally in order to finance...
Tipo: Working or Discussion Paper
Palavras-chave: Agriculture; Asymmetric information; Credit; Developing country; Technology adoption; Research and Development/Tech Change/Emerging Technologies; O12; O16; O33; Q14; D82.
Ano: 2001
URL: http://purl.umn.edu/10886

RESULTADOS DE LA DICTAMINACIÓN DE 213 PROYECTOS CREDITICIOS DE GANADERÍA DE CARNE
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Trueta Santiago,   Rafael; Lecumberri Lopez,   Jorge.
Credit is a fundamental input for production. One of its major limitations is default payments. Quality of credit portfolios is directly linked to the quality of the projects that are used to generate them. This study assesses the quality of a non probabilistic sample of 213 livestock projects to which credit was granted by a financial institution in 3 consecutive years. Between 15-20 projects where obtained in each of the 12 regional branches covering the national territory. Fifteen different types of deficiencies where found. The most frequent deficiencies found were: the use of nominal interest rates, (100%), omission to include production costs (44%) including incomes from other activities (43%), and high calving rates (25%). The number of deficiencies...
Tipo: Journal Article
Palavras-chave: Credit; Livestock projects; Project quality.; Agribusiness.
Ano: 2010
URL: http://purl.umn.edu/56556

Development in the Midst of Drought: Evaluating an Agricultural Extension and Credit Program in Nicaragua.
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Mullally,   Conner.
This essay is an evaluation of year one of the Rural Business Development (RBD) program for small rice farmers in León, Nicaragua. The RBD program is administered by the Millennium Challenge Corporation, and is designed to deliver agricultural extension advice and affordable credit in the form of inputs to farm households. This essay estimates the average impact of the program on rice yields and revenues utilizing inverse propensity score weighting combined with linear regression. In conducting statistical inference, it also accounts for the fact that agricultural outcomes are likely correlated over space in a small area such as the one studied here. The results suggest that the program had no impact on average, likely due to the presence of a severe...
Tipo: Conference Paper or Presentation
Palavras-chave: Development; Extension; Credit; Spatial; Impact evaluation; International Development.
Ano: 2011
URL: http://purl.umn.edu/108723

Non-Credit Services of Group-Based Financial Institutions: Implications for Smallholder Women’s Honey Income in Arid and Semi Arid Lands of Kenya
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Otieno,   Peter Shimon; Nyikal,   Rose Adhiambo; Mugivane,   Fred Inuani.
This paper analyses the effect of non-credit services of joint liability credit institutions on smallholder women beekeepers’ honey income. The non-credit services offered to the beekeepers are mainly enterprise development services (training on marketing, business, production and subsector analysis). The study uses cross-sectional data from a survey of women beekeepers participating in group-based credit programmes; the survey was conducted in September 2005 in Makueni district of Kenya. The findings indicate that the number of enterprise development related trainings attended by women beekeepers that are offered by the group-based financial institutions positively and significantly influence honey income. The results confirm that non-credit services...
Tipo: Conference Paper or Presentation
Palavras-chave: Credit; Finance; Honey; Makueni; Agricultural and Food Policy; Agricultural Finance; Community/Rural/Urban Development; Consumer/Household Economics; Demand and Price Analysis; Food Consumption/Nutrition/Food Safety; Food Security and Poverty; Labor and Human Capital; Marketing; Productivity Analysis; Research and Development/Tech Change/Emerging Technologies.
Ano: 2008
URL: http://purl.umn.edu/52152

Can the CAP payments facilitate the growth of individual farms in the NMS post-EU accession?
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Latruffe,   Laure; Davidova,   Sophia; Douarin,   Elodie; Gorton,   Matthew.
The impact of the introduction of the EU Single Area Payments (SAP) on farm strategy is investigated for a sample of Lithuanian farms, utilising farm accounting and survey data. The applications of two investment models demonstrate that the credit market in Lithuania was imperfect prior to accession and that some farms were financially constrained. The introduction of the SAP has a significant, positive influence on farmers’ intentions to expand their farm area compared to a baseline scenario of the continuation of pre-accession policy. The switch in policy has a more pronounced effect on farms that were previously credit constrained. While the SAP has been presented as a policy support that is decoupled from production, its introduction will nevertheless...
Tipo: Conference Paper or Presentation
Palavras-chave: Single Area Payments (SAP); Common Agricultural Policy (CAP); Credit; Lithuania.
Ano: 2008
URL: http://purl.umn.edu/36861

Performance of Different Institutional Units in the Czech Republic and the Role of External Financing
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Davidova,   Sophia; Latruffe,   Laure; Ratinger,   Tomas.
The paper analyses the relationship between the financial structure of the different institutional units in the Czech Republic and their performance, by testing several theoretical hypotheses. It employs Data Envelopment Analysis to estimate separately corporate and individual farms' technical efficiency, and investigates the effect of indebtedness on efficiency in a second stage, accounting for potential endogeneity.  No substantial differences were detected between individual and corporate farms. For both groups higher long-term indebtedness negatively affects farm performance (agency theory and adjustment hypothesis), while the latter is used for appraising loan applications (credit evaluation). Case studies to banks and farms confirmed these findings.
Tipo: Conference Paper or Presentation
Palavras-chave: Corporate farms; Credit; Czech Republic; Individual farms; Technical efficiency; Agribusiness.
Ano: 2005
URL: http://purl.umn.edu/24421

Governance Control Mechanisms in Portuguese Agricultural Credit Cooperatives
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Cabo,   Paula; Rebelo,   Joao.
Over the last decade Portuguese Agricultural Credit Cooperatives (ACCs) have increasingly face survival challenges related to their difficulty in gathering equity. The main source of ACCs equity is the net benefit; thus, understanding how ACCs governance can work on correcting bad economic performance is of crucial importance to overcome this constraint. The main objective of this paper is to describe the governance control mechanisms in the ACCs. Five governance mechanisms are identified: board and chairman change (internal mechanisms), central ACC intervention by an agent or by management board replacement and merger. Empirical analysis proved that the internal governance mechanisms activity is not related to the ACC performance. Additionally: (a) ACCs...
Tipo: Conference Paper or Presentation
Palavras-chave: Cooperatives; Credit; Governance; Multinomial logit; Agricultural Finance; D23; L29 –.
Ano: 2006
URL: http://purl.umn.edu/25338

Development in the Midst of Drought: Evaluating an Agricultural Extension and Credit Program in Nicaragua.
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Mullally,   Conner.
Abstract: This essay is an evaluation of year one of the Rural Business Development (RBD) program for small rice farmers in León, Nicaragua. The RBD program is administered by the Millennium Challenge Corporation, and is designed to deliver agricultural extension advice and affordable credit in the form of inputs to farm households. This essay estimates the average impact of the program on rice yields and revenues utilizing inverse propensity score weighting combined with linear regression. In conducting statistical inference, it also accounts for the fact that agricultural outcomes are likely correlated over space in a small area such as the one studied here. The results suggest that the program had no impact on average, likely due to the presence of a...
Tipo: Conference Paper or Presentation
Palavras-chave: Development; Agriculture; Extension; Credit; Spatial; Propensity score; International Development.
Ano: 2011
URL: http://purl.umn.edu/108498

What is Behind the Fall in Russian Agricultural Production?
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Bezlepkina,   Irina V.
This study analyses the causal factors of fall in Russian farm output focusing on financial determinants. Translog production function is estimated on panel of 17653 large-scale farms for 1996-1998 period using fixed-effects and accounting for inter-regional climate differences. Output elasticities are analysed for sub-samples of crop and animal producing farms. The research findings show that budget transfers to the farms are inefficient and result in taxation of farms. Farms are operating under the soft budget constraints that have to be removed to improve farm production performance.
Tipo: Conference Paper or Presentation
Palavras-chave: Production; Russia; Debts; Credit; Budget transfers; Production Economics.
Ano: 2002
URL: http://purl.umn.edu/24785

Constraints or Cooperation? Determinants of Secondary Forest Cover Under Shifting Cultivation
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Klemick,   Heather.
This study examines the drivers of land use in a shifting cultivation system with forest fallow. Forest fallow provides on-farm soil quality benefits, local hydrological regulation, and global public goods. An optimal control model demonstrates that farmers have an incentive to fallow less than is socially optimal, though market failures limiting crop production can have a countervailing effect by encouraging fallow. An econometric model estimated using data from the Brazilian Amazon suggests that fallowing does not result from internalization of local fallow services but instead is associated with poor market access and labor and liquidity constraints.
Tipo: Article
Palavras-chave: Forest; Farms; Fallow; Ecosystem services; Land use; Spatial econometrics; Brazil; Credit; International Development; Land Economics/Use.
Ano: 2011
URL: http://purl.umn.edu/120270

Adoption and Impacts of Zero-Tillage in the Rice-Wheat Zone of Irrigated Haryana, India
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Erenstein,   Olaf; Malik,   R.K.; Singh,   Sher.
This study documents the adoption and impacts of zero-tillage (ZT) wheat in the rice-wheat systems of India’s Haryana State primarily drawing on a detailed empirical survey of 400 rice-wheat farmers. Our random stratified sample revealed 34.5% to be ZT wheat adopters and a quarter of the wheat area in the surveyed communities to be under ZT. The study suggests the potential for further diffusion but also flags the issue of disadoption (10%). ZT adopters, non-adopters, and disadopters differ significantly in terms of their resource bases, with adopters typically showing the most favorable values. ZT drastically reduces tractor operations in farmers’ ZT wheat fields from an average of 8 passes to a single pass, implying a saving of 6 tractor hours and 36...
Tipo: Report
Palavras-chave: Wheat; Rice; Agricultural development; Innovation adoption; Drilling equipment; Farming systems; Zero tillage; Production costs; Credit; Income; India; Crop Production/Industries; E16; F08.
Ano: 2007
URL: http://purl.umn.edu/56092

Can the CAP payments facilitate the growth of individual farms in the New Member States post-EU accession?
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Latruffe,   Laure; Davidova,   Sophia; Douarin,   Elodie; Gorton,   Matthew.
The impact of the introduction of EU Single Area Payments (SAP) on farm strategy in New Member States is investigated for a sample of Lithuanian farms, utilizing farm accounting and survey data. The application of two investment models demonstrates that the credit market in Lithuania was imperfect prior to accession and that some farms were financially constrained. The introduction of the SAP has a significant, positive influence on farmers’ intentions to expand their farm area compared to a baseline scenario of the continuation of pre-accession policy. The switch in policy has a more pronounced effect on farms that were previously credit constrained. While the SAP has been presented as a policy support that is decoupled from production, its introduction...
Tipo: Conference Paper or Presentation
Palavras-chave: Single Area Payments (SAP); Common Agricultural Policy (CAP); Credit; Lithuania; Agricultural and Food Policy; Farm Management.
Ano: 2008
URL: http://purl.umn.edu/43611

Repayment Performance in Group-based Credit Programs in Bangladesh: An Empirical Analysis
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Sharma,   Manohar P.; Zeller,   Manfred.
This paper analyzes the repayment rates of credit groups belonging to three group-based credit programs in Bangladesh: the Association for Social Advancement (ASA), the Bangladesh Rural Advancement Committee (BRAC), and the Rangpur Dinajpur Rural Service (RDRS). Hypotheses are drawn from economic theory relating group responsibility, and the resulting monitoring by peers, to a more effective enforcement of contractual obligations as well as to improved ability of the group as a whole to repay loans. Specific tests are performed on the following hypothesized determinants: group size, size of loans, degree of loan rationing, enterprise mix within groups, demographic characteristics, social ties and status, and occurrence of idiosyncratic shocks. Analysis is...
Tipo: Working or Discussion Paper
Palavras-chave: Credit; Research; Methodology; Bangladesh; Financial Economics.
Ano: 1996
URL: http://purl.umn.edu/97302

Multiple use schemes: Benefit to smallholders
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Pant,   Dhruba; Gautam,  Kamal Raj; Shakya,   Sabita Dhakhwa; Adhikari,   Deepak Lochan.
Tipo: Working or Discussion Paper
Palavras-chave: Irrigation programs; Water supply; Domestic water; Drinking water; Irrigation water; Drip irrigation; Sprinkler irrigation; Vegetables; Cereals; Women; Land ownership; Participatory management; Farmer participation; Water users; Social aspects; Households; Income; Credit; Crop Production/Industries; Farm Management; Labor and Human Capital; Land Economics/Use; Production Economics; Public Economics; Resource /Energy Economics and Policy.
Ano: 2006
URL: http://purl.umn.edu/91944

Determinantes de desmatamento em pólos de produção agropecuária no estado do Acre, Amazônia Brasileira
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Santos,   Jair Carvalho Dos; Braga,   Marcelo Jose; Homma,   Alfredo Kingo Oyama.
O desenvolvimento da agricultura e da pecuária na Amazônia tem resultado na expansão dos desmatamentos, o que contribui para emissão de gases de efeito estufa na atmosfera e redução da biodiversidade. A evolução dos desmatamentos realizada pelos produtores rurais é condicionada por características das famílais produtoras e pelo ambiente socioeconômico. O objetivo desse estudo foi identificar os condicionantes de desmatamentos nos principais pólos de produção agropecuária familiar no estado do Acre. Foi utilizado o modelo econométrico logit multinomial para essa avaliação. Os resultados obtidos demonstram que maior disponibilidade de mão-de-obra familiar, acesso a crédito, maior patrimônio, maior ocorrência de contratação de trabalho e titulação definitiva...
Tipo: Conference Paper or Presentation
Palavras-chave: Agricultura familiar; Logit multinomial; Crédito rural; Direito de propriedade; Consciência ambiental; Household agriculture; Multinomial logistic; Land tenure; Credit; Environmental-consciousness; Land Economics/Use; Livestock Production/Industries.
Ano: 2008
URL: http://purl.umn.edu/114158

Financing Smallholder Agricultural Production in Kenya: An Analysis of Effective Demand for Credit
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Nyikal,   Rose Adhiambo.
Financing smallholder farming has been one of the major concerns of Kenya’s development efforts. Many credit programs have evolved over the years but with dismal performance. In a study that sought to find the best way to fund smallholder agriculture, it became necessary to analyze and document smallholders’ effective demand for credit. Of particular interest was the comparison of the existing production plans and production plans under strictly profit maximization. Linear programming model was used to formalize observed plans and determine those under profit maximization. Both the activities and the values of outputs under different objectives were compared. Farm Investment Analysis was undertaken to determine the suitability of funding farm activities...
Tipo: Conference Paper or Presentation
Palavras-chave: Credit; Finance; Kenya; Smallholder; Agricultural and Food Policy; Demand and Price Analysis; Farm Management; Food Consumption/Nutrition/Food Safety; Food Security and Poverty; Institutional and Behavioral Economics; International Relations/Trade; Marketing; Productivity Analysis; Research and Development/Tech Change/Emerging Technologies.
Ano: 2008
URL: http://purl.umn.edu/52083

Determinants of Repayment Performance in Credit Groups: The Role of Program Design, Intra-group Risk Pooling, and Social Cohesion in Madagascar
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Zeller,   Manfred.
Group lending has received much attention in recent years because of its perceived potential in providing financial services to poor households that lack traditional collateral. The analysis in this paper focuses on the effects of program design, community and group characteristics on the repayment performance of groups, using a data set on groups from six different lending programs in Madagascar. The results show that socially cohesive groups pool risks by diversifying the members’ asset portfolio so that their repayment performance is improved even in communities with high-risk exposure.
Tipo: Working or Discussion Paper
Palavras-chave: Community Participation; Madagascar; Credit; Financial Economics.
Ano: 1996
URL: http://purl.umn.edu/97299

Factores de éxito en el cumplimiento de obligaciones crediticias de pequeños agricultores de la Región de O’Higgins, Chile
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Reyes,   Alvaro; Ibarra,   Patricio.
Published by Asociación de Economistas Agrarios de Chile
Tipo: Journal Article
Palavras-chave: Credit; Small-scale farmers; Chile.; Community/Rural/Urban Development.
Ano: 2009
URL: http://purl.umn.edu/97373

Risk Preferences and Demand for Insurance in Peru: A Field Experiment
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Galarza,   Francisco B.; Carter,   Michael R.
This paper reports the results of behavioral economic experiments conducted in Peru to examine the relationship amongst risk preferences, loan take-up, and insurance purchase decisions. This area-based yield insurance can help reduce people's vulnerability to large scale covariate shocks, and can also lower the loan default probability under extreme negative covariate shocks. In a context of collateralized formal credit markets, we provide suggestive evidence that insurance may help reduce the fear of losing collateral that prevents potential borrowers from taking loans. Framing these experiments to recreate a real life situation, we started with a Baseline Game where subjects had to choose between a fallback production project and an uninsured loan. We...
Tipo: Conference Paper or Presentation
Palavras-chave: Area-yield insurance; Credit; Covariate risk; Idiosyncratic risk; Risk aversion; Experimental economics; Peru; Risk and Uncertainty; C93; D81.
Ano: 2010
URL: http://purl.umn.edu/61871

STIMULATING GROWTH AND MINIMIZING RISK IN AGRICULTURAL LENDING UNDER THE AGRICULTURAL CREDIT GUARANTEE SCHEME FUND (ACGSF) IN BAUCHI STATE, NIGERIA
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Nasiru,   M.; Jibril,   S.A.; Sani,   R.M.; Sabo,   A.M.
This study examined the impact of ACGSF in stimulating growth and minimizing of risk in Agricultural lending in Bauchi State. Forty three (43) farmers were randomly sampled and data collected through the use of structured questionnaire. Data were analyzed using descriptive statistics, correlation and multiple regression analysis. The results showed that farmers farm size increased considerably (P&gt;0. 001) after taking the loan and the farm in come also increased (P&lt;0. 001) after taking the loan for an average of two seasons. The results also showed that the educational level of the farmers does not affect loan amount directly even though there is strong positive correlation between the level of farmers’ education and their ability to meaningfully...
Tipo: Report
Palavras-chave: Growth; Risk; Agriculture; Credit; Agricultural Finance.
Ano: 2005
URL: http://purl.umn.edu/54391

The Role of Credit Access in Improving Cocoa Production in West African Countries
Provedor de dados: Research in Agricultural & Applied Economics (AgEcon Searh)
Autores: Nyemeck,   J.B.; Gockowski,   James; Nkamleu,   Guy Blaise.
This study uses survey data to examine the role of access to credit on cocoa production, in West African cocoa production countries under conditions of agricultural policy liberalization. The study specifies and estimates econometric models to simulate the counterfactual of what cocoa production would be in the absence of credit facilities. The survey results show that about 54% of cocoa farmers have access to credit in Nigeria, and respectively 37% in Cameroon, while in Ghana and Côte d’Ivoire only a few cocoa farmers have access to credit. We find that the cocoa farmer’s capacity such as, the cocoa farm size, and the mutuality status of the farmer are more important as a determinants of cocoa farmers access to credit as well as another set of variables...
Tipo: Conference Paper or Presentation
Palavras-chave: Credit; Cocoa; Farmer; West Africa; Agricultural and Food Policy; Agricultural Finance; Environmental Economics and Policy; Farm Management; Food Consumption/Nutrition/Food Safety; Food Security and Poverty; International Relations/Trade; Labor and Human Capital; Marketing; Productivity Analysis; Research and Development/Tech Change/Emerging Technologies.
Ano: 2008
URL: http://purl.umn.edu/52095