Data/hora: 14/06/2024 18:33:24

Provedor de dados: | 31
País: | United States
Título: | INDEPENDENT COMMERCIAL BANK MERGERS AND AGRICULTURAL LENDING CONCENTRATION
Autores: | Ahrendsen,   Bruce L.; Dixon,   Bruce L.; Lee,   Laderrek T.
Data: | 2003-01-29
Ano: | 1999
Palavras-chave: | Acquisition; Agricultural loan portfolio; Banks; Consolidation; Merger; Agricultural Finance; Industrial Organization.
Resumo: | In an era of rapid consolidation in banking, the effect of mergers on the availability of credit to agricultural businesses is unclear.  Commercial bank mergers have profoundly altered the urban credit marketplace and are positioned to do the same for the agricultural credit marketplace.  Adjustment models are estimated with data on independent bank consolidations from 1988 through 1995.  The regression results bode well for agricultural lending if acquiring banks have larger concentrations of assets in agriculture than acquired banks.  Conversely, if acquiring banks have smaller concentrations than acquired banks, acquisitions have a negative impact on agricultural lending.  Since most acquiring banks have smaller agricultural loan concentrations than acquired banks, there is concern for agricultural lending.  However, other lenders are likely to fill credit gaps that develop.
Tipo: | Journal Article
Idioma: | Inglês

Identificador:

6902

http://purl.umn.edu/15363

Editor: | AgEcon Search
Relação: | Journal of Agricultural and Applied Economics&gt;Volume 31, Number 02, August 1999

Formato:

13

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