Data/hora: 16/06/2024 09:18:25

Provedor de dados: | 31
País: | United States
Título: | THE POTENTIAL FOR FINANCIAL SAVINGS IN RURAL MOZAMBICAN HOUSEHOLDS
Autores: | Amimo,   Oliveira; Larson,   Donald W.; Bittencourt,   Maurício Vaz Lobo; Graham,   Douglas H.
Data: | 2003-07-03
Ano: | 2003
Palavras-chave: | Consumer/Household Economics; Financial Economics.
Resumo: | Many policy makers and businesses erroneously believe that rural populations, particularly in Africa, have no margin for savings over consumption needs. This study examines the potential for financial savings in rural Mozambican households by looking at the determinants of savings behavior. An econometric model for a household's saving behavior was estimated using data from 113 rural households from Nampula province in Mozambique.  Results indicate that income, physical wealth, household size, and years of schooling affect a household's savings behavior. The study also finds that Mozambican rural households use their own grassroots associations for many financial services due to the lack of access to formal financial intermediaries.
Tipo: | Conference Paper or Presentation
Idioma: | Inglês

Identificador:

10871

http://purl.umn.edu/25921

Editor: | AgEcon Search

Relação:

International Association of Agricultural Economists&gt;2003 Annual Meeting, August 16-22, 2003, Durban, South Africa

Contributed Paper

Formato:

15

application/pdf