| Registro completo |
| Provedor de dados: |
AgEcon
|
| País: |
United States
|
| Título: |
Awareness and use of m-banking services in agriculture: The case of smallholder farmers in Kenya
|
| Autores: |
Kirui, Oliver K.
Okello, Julius Juma
Nyikal, Rose Adhiambo
|
| Data: |
2010-11-03
|
| Ano: |
2010
|
| Palavras-chave: |
Mobile phones
M-banking services
Awareness and use
Smallholder farmers
Kenya
Financial Economics
|
| Resumo: |
Smallholder farmer access to agricultural finance has been a major constraint to agricultural commercialization in developing countries. The ICT revolution in Africa has however brought an opportunity to ease this constraint. The mobile phone-based banking services that started in Kenya urban centers have spread to rural areas and even other countries. Using these services farmers could receive funds invest in agriculture finance transactions. This study examines the awareness and use of m-banking services among rural farmers in Kenya. It also assesses the factors conditioning the use of such services. The study finds high awareness of m-banking services among the smallholder farmers. It also finds that education, distance to a commercial bank, membership to farmer organizations, distance to the m-banking agents, and endowment with physical and financial assets affect the use of m-banking services. It discusses the implications of these findings for policy and practice.
|
| Tipo: |
Journal Article
|
| Idioma: |
Inglês
|
| Identificador: |
http://purl.umn.edu/96188
|
| Relação: |
African Association of Agricultural Economists (AAAE)>2010 AAAE Third Conference/AEASA 48th Conference, September 19-23, 2010, Cape Town, South Africa
|
| Formato: |
18
|
|
