| Registro completo |
| Provedor de dados: |
AgEcon
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| País: |
United States
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| Título: |
Research on the Model of Household Credit Risk Evaluation of Rural Microfinance
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| Autores: |
Zhu, Manhong
Si, Chuan-yu
Wang, Jing
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| Data: |
2012-04-25
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| Ano: |
2011
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| Palavras-chave: |
Rural Microfinance
Credit Risk
Catastrophe Theory
Comprehensive Evaluation
China
Agribusiness
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| Resumo: |
Since rural microfinance is a credit which grants loans without collateral and guarantees to farmers, it is considerably important to evaluate and control the household credit risk. Through establishing the evaluation index system and then using catastrophe progression theory, three common types of catastrophe system and the normalization formula, we get the comprehensive evaluation. Finally, we take the empirical test and the result shows that this method is simpler and more objective which can be used by the credit cooperatives to decide whether to authorize the loans.
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| Tipo: |
Article
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| Idioma: |
Inglês
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| Identificador: |
http://purl.umn.edu/122952
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| Relação: |
Asian Agricultural Research> Volume 03, Issue 10, October 2011
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| Formato: |
4
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