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Provedor de dados:  AgEcon
País:  United States
Título:  Research on the Model of Household Credit Risk Evaluation of Rural Microfinance
Autores:  Zhu, Manhong
Si, Chuan-yu
Wang, Jing
Data:  2012-04-25
Ano:  2011
Palavras-chave:  Rural Microfinance
Credit Risk
Catastrophe Theory
Comprehensive Evaluation
China
Agribusiness
Resumo:  Since rural microfinance is a credit which grants loans without collateral and guarantees to farmers, it is considerably important to evaluate and control the household credit risk. Through establishing the evaluation index system and then using catastrophe progression theory, three common types of catastrophe system and the normalization formula, we get the comprehensive evaluation. Finally, we take the empirical test and the result shows that this method is simpler and more objective which can be used by the credit cooperatives to decide whether to authorize the loans.
Tipo:  Article
Idioma:  Inglês
Identificador:  http://purl.umn.edu/122952
Relação:  Asian Agricultural Research> Volume 03, Issue 10, October 2011
Formato:  4
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