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Registros recuperados: 51 | |
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Zhang, Linxiu; Wang, H. Holly; Rozelle, Scott; Yan, Yuanyuan. |
Although health is an important factor in economic development, millions of China's rural residents have no medical coverage. Nearly 10 percent of those that were sick in rural China consciously did not seek medical care, mostly because of financial constraints. More than 25% of rural residents are dissatisfied with their village's health system. In response to this deteriorating situation, a new cooperative medical system (NCMS) was initialized in rural China in 2003 by the government. However, after two years of trials, there has been no household-based, economic analysis of the program. This paper provides one of the first. Although where introduced, most rural residents voluntarily participate, there are many problems with the program. First, at least... |
Tipo: Conference Paper or Presentation |
Palavras-chave: Rural Health; Insurance; Targeting; Design Problems; China; Health Economics and Policy; I11; O15; O53. |
Ano: 2006 |
URL: http://purl.umn.edu/25586 |
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Huang, Wen-Yuan. |
Nitrogen applied before planting is more vulnerable to loss to the environment than nitrogen applied during the growing season, but the growing season application can increase the risk of lower yields caused by adverse weather that prohibits farmers to complete N application. An expected utility framework is used to illustrate the potential economic benefit of insurance for a farmer to reduce this risk of cost. An expected-value variance analysis is used to illustrate the potential benefit of insurance to Iowa corn growers who apply N fertilizer only during the growing season. |
Tipo: Journal Article |
Palavras-chave: Insurance; Nitrogen fertilizer; Application timings; Risk and Uncertainty. |
Ano: 2002 |
URL: http://purl.umn.edu/15520 |
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Richards, Timothy J.; Manfredo, Mark R.. |
Revenue insurance represents an important new risk management tool for agricultural producers. While there are many farm-level products, Group Risk Income Protection (GRIP) is an area-based alternative. Insurers set premium rates for GRIP on the assumption of a continuous revenue distribution, but discrete events may cause the actual value of insurance to differ by a significant amount. This study develops a contingent claims approach to determining the error inherent in ignoring these infrequent events in rating GRIP insurance. An empirical example from the California grape industry demonstrates the significance of this error and suggests an alternative method of determining revenue insurance premiums. |
Tipo: Journal Article |
Palavras-chave: Black-Scholes; Contingent claim; Grapes; Insurance; Jump-diffusion; Option pricing; Risk and Uncertainty. |
Ano: 2003 |
URL: http://purl.umn.edu/31094 |
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Keeler, Andrew G.; Kriesel, Warren; Landry, Craig E.. |
This paper uses the results of a nationwide survey of coastal property owners to estimate the demand for insurance against erosion damage. The National Flood Insurance Program (NFIP) does not technically cover such damage, although in practice there is considerable uncertainty about this point. The ability to insure against such losses has implications for the choice of beach management strategies and for NFIP management. We find significant demand for insurance at prices in the range of current flood insurance premiums, although median willingness to pay appears to be less than cost of providing such insurance. |
Tipo: Journal Article |
Palavras-chave: Coastal erosion; Insurance; Risk; Q24; G22; H41. |
Ano: 2003 |
URL: http://purl.umn.edu/43199 |
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Leblois, Antoine; Quirion, Philippe. |
In many low-income countries, agriculture is mostly rain-fed and yields highly depend on climatic factors. Furthermore, farmers have little access to traditional crop insurance, which suffers from high information asymmetry and transaction costs. Insurances based on meteorological indices could fill this gap since they do not face such drawbacks. However their implementation has been slow so far. In this article, we first describe the most advanced projects that have taken place in developing countries using these types of crop insurances. We then describe the methodology that has been used to design such projects, in order to choose the meteorological index, the indemnity schedule and the insurance premium. We finally draw an agenda for research in... |
Tipo: Working or Discussion Paper |
Palavras-chave: Agriculture; Insurance; Climatic Risk; Environmental Economics and Policy; G21; O12; Q12; Q18; Q54. |
Ano: 2010 |
URL: http://purl.umn.edu/91004 |
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Heidelbach, Olaf. |
Recent academic discussion regarding crop insurance in developing and transition countries has focused on weather index insurance. But empirical analyses of such schemes based on farm level data cannot be found in the literature, though this insurance type shows clear advantages compared to multiple-peril crop insurance and revenue insurance. Recent empirical applications of risk and stochastic programming models focus on the optimisation of production planning, while literature on the effects of crop insurance on the farm level mainly focuses on the empirical investigation of reductions in farm income variance. The novelty of this paper is that it integrates regionally-adapted insurance products and expert-evaluated technology choices into a programming... |
Tipo: Conference Paper or Presentation |
Palavras-chave: Risk; Risk management; Insurance; Agriculture; Kazakhstan; Crop Production/Industries; Risk and Uncertainty; Q12; Q14; G22; D82. |
Ano: 2006 |
URL: http://purl.umn.edu/25243 |
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Thamodaran, Varadaraju; Ramesh, Mahalingam. |
Information and communications technologies are a device set of technological tools and resources used to communicate rural people about to disseminate awareness, create interest and to stimulate enroll intentions of insurance. It has enabled countries to leapfrog traditional modes of service delivery and make manifold improvements in process effectiveness and efficiency. Widespread adoption and application of information communication technology across the different fields of society and the economy is presently considered to be the key factor behind boosting competitiveness and developing an informed society. In general, information communication technology and its tools that people use to share, distribute, information gathering and to communicate with... |
Tipo: Journal Article |
Palavras-chave: Insurance; ICT; Effectiveness; Rural people; Media.; Agricultural Finance; M17. |
Ano: 2010 |
URL: http://purl.umn.edu/96026 |
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Coble, Keith H.; Barnett, Barry J.. |
Agricultural economists have for many decades concerned ourselves with gaining an understanding of individual behavior when confronted with risk, and developing tools to address decision-making under risk. This area of research has recently gained renewed attention for a variety of reasons. This paper attempts to provide a review of the current status of risk related research, to assess areas where we have made significant progress, and also areas where expected benefits of future work are greatest. Theoretical advancements have contributed to our understanding of portfolio trade-offs, optimal input and output decisions, and the use of instruments such as futures and insurance. Advances in the ability to quantify risk with more robust methodologies... |
Tipo: Working or Discussion Paper |
Palavras-chave: Risk; Insurance; Research; Risk and Uncertainty. |
Ano: 1999 |
URL: http://purl.umn.edu/15803 |
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Yi, Hongmei; Zhang, Linxiu; Singer, Kim; Rozelle, Scott; Atlas, Scott. |
The overall goal of the paper is to understand the progress of the implementation of China’s New Cooperative Medical System (NCMS) program. In the paper we seek to assess the strengths and weaknesses of the program and understand its effect on rural residents using a panel of national-representative, household survey data that were collected in 2005 and early 2008. According to our data, we found that there have been substantial improvements to the NCMS in coverage and participation. The service received by rural residents also improved in 2007. While the progress of the NCMS program is clear, there are still weaknesses. Most importantly, the program clearly does not meet its goal of providing insurance against catastrophic illnesses. On average,... |
Tipo: Conference Paper or Presentation |
Palavras-chave: Rural health; Insurance; China; Community/Rural/Urban Development; I1. |
Ano: 2009 |
URL: http://purl.umn.edu/50104 |
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Registros recuperados: 51 | |
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