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Andersson, Camilla I.M.; Holmgren, Erik; MacGregor, James; Stage, Jesper. |
Smallholder farmers have long been denied access to formal credit, largely because of the high administrative fees associated with loans. A possible solution to this problem, which has become increasingly popular, is the use of microcredit financing, where innovative means of securing the loans, such as peer monitoring, are used. This paper examines the effectiveness of formal microcredit schemes as compared to the traditional informal credit sources in a rural shrimp farming district of Bangladesh. We compare the two types of credit by studying the technical and allocative efficiencies of the two groups of borrowers. The findings suggest that farmers using both types of microcredit have difficulty accessing credit, often over-utilising labour in order to... |
Tipo: Working or Discussion Paper |
Palavras-chave: Economics; Bangladesh; Shrimp Farming; Fisheries; Community/Rural/Urban Development; Crop Production/Industries; Environmental Economics and Policy; Financial Economics; Livestock Production/Industries. |
Ano: 2008 |
URL: http://purl.umn.edu/37921 |
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Andersson, Camilla I.M.. |
We model the economic incentives surrounding opium crop production in Afghanistan. Specifically, we examine the impact of eradication policies when opium is used as a means of obtaining credit, and when the crops are produced in sharecropping arrangements. The analysis suggests that when perfect credit markets are available, an increased risk of eradication will lead to less land being allocated to opium poppy. However, when opium is used as a means of obtaining credit, the effects of eradication are no longer clear-cut. Finally, under sharecropping arrangements, increased risk of eradication will make the tenants worse off, while landlords may benefit. |
Tipo: Working Paper |
Palavras-chave: Eradication; Informal credit markets; Opium; Sharecropping; Crop Production/Industries; Risk and Uncertainty; Q12. |
Ano: 2011 |
URL: http://purl.umn.edu/118959 |
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