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| Pederson, Glenn D.; Khitarishvili, Tamar. |
| Initially, we explore the attitudes and perceptions of farmers and low farm profitability as potential constraints to rural financial intermediation and investment in agriculture. As part of this discussion we consider what is factual about the "access to credit problem." Second, we summarize recent changes in agricultural finance and credit conditions in the CEE, NIS, and Baltic countries. The focus here is on observed financing patterns, sources of credit, and the set of constraints which are thought to affect the level of rural financial intermediation. Third, we consider how banks are adapting to the new farming structures. Fourth, we review the primary modes of government intervention in financial markets and the role of government in dealing... |
| Tipo: Working or Discussion Paper |
Palavras-chave: Agricultural Finance. |
| Ano: 1997 |
URL: http://purl.umn.edu/14358 |
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| Pederson, Glenn D.; Khitarishvili, Tamar. |
| The objective of this paper is to explore commercial bank participation in the farm real estate loan market. We do that primarily through a review and analysis of recent bank survey and secondary data. We briefly consider some of the changes in economic conditions (e.g., farm income levels, interest rates and land values) which influence the demand for farm real estate loans. This leads to a consideration of some hypotheses about the importance of competitiveness and customer loyalty at commercial banks in shaping how banks compete. In the subsequent sections we discuss the bank survey results and our analysis of that data from the perspective of bank competitiveness and customer loyalty as explanations for the observed trend in farm real estate... |
| Tipo: Working or Discussion Paper |
Palavras-chave: Agricultural Finance. |
| Ano: 1997 |
URL: http://purl.umn.edu/13440 |
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