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Awareness and use of m-banking services in agriculture: The case of smallholder farmers in Kenya AgEcon
Kirui, Oliver K.; Okello, Julius Juma; Nyikal, Rose Adhiambo.
Smallholder farmer access to agricultural finance has been a major constraint to agricultural commercialization in developing countries. The ICT revolution in Africa has however brought an opportunity to ease this constraint. The mobile phone-based banking services that started in Kenya urban centers have spread to rural areas and even other countries. Using these services farmers could receive funds invest in agriculture finance transactions. This study examines the awareness and use of m-banking services among rural farmers in Kenya. It also assesses the factors conditioning the use of such services. The study finds high awareness of m-banking services among the smallholder farmers. It also finds that education, distance to a commercial bank, membership...
Tipo: Journal Article Palavras-chave: Mobile phones; M-banking services; Awareness and use; Smallholder farmers; Kenya; Financial Economics.
Ano: 2010 URL: http://purl.umn.edu/96188
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