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| Nwoha, Ogbonnaya John; Ahrendsen, Bruce L.; Dixon, Bruce L.; Chavez, Eddie C.; Hamm, Sandra J.; Settlage, Daniel M.; Danforth, Diana M.. |
| The three primary objectives of the Effectiveness Study are to: (1) identify groups being served by FSA direct farm loan programs, (2) examine the length of time borrowers remain in the programs and the proportion of borrowers who exit or 'graduate' from the programs, and (3) measure and identify ways of reducing loan subsidy rates. The study found that direct Farm Loan Programs (FLPs) appear to be serving their intended clientele. Recent FLP borrowers are more financially stressed than non-borrowers and would be generally considered as family farms. About 78 to 92 percent would qualify as small family farms using USDA's Small Farms Commission definition. FLP credit market penetration is relatively high among farms likely to be eligible for these... |
| Tipo: Report |
Palavras-chave: Agricultural Finance. |
| Ano: 2005 |
URL: http://purl.umn.edu/15772 |
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| Nwoha, Ogbonnaya John. |
| This study analyzes the uses and users of the Strategic Soybean Information System (StratSoy). It identifies: the uses and users of StratSoy web site; patterns of use; and the determinants of use. Uses in eight content-based areas came from academia, countries, households, and businesses. After accounting for changes in consumer behavior over time, Poisson regression analysis reveals that freshness in the sense of new files, spillovers across areas, and marketing and promotion activities of site handlers increase hits to the site. Population, interest in soybean, and other motivational factors also increases the odds of hits to the web site. |
| Tipo: Conference Paper or Presentation |
Palavras-chave: Teaching/Communication/Extension/Profession. |
| Ano: 2002 |
URL: http://purl.umn.edu/19756 |
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| Ahrendsen, Bruce L.; Dixon, Bruce L.; Nwoha, Ogbonnaya John; Hamm, Sandra J.; Danforth, Diana M.. |
| The USDA's Farm Service Agency (FSA) serves as the nation's lender of last resort by providing direct loans to farmers unable to obtain credit at reasonable rates and terms. Annual loan losses have been substantial, averaging $576 million for fiscal 1994-2004. An econometric model using survey data from a sample of FSA loans originated in fiscal 1994-1996 is estimated to identify factors associated with loan losses. The results indicate previous debt settlement experience, loan type, farm type, farm size, and farm financial characteristics are important factors. This information may be used by FSA to adjust its underwriting standards in an effort to reduce loan losses and provide additional loans to farmers given its current funding. |
| Tipo: Conference Paper or Presentation |
Palavras-chave: Agricultural Finance. |
| Ano: 2006 |
URL: http://purl.umn.edu/21454 |
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| Dixon, Bruce L.; Ahrendsen, Bruce L.; Nwoha, Ogbonnaya John; Hamm, Sandra J.; Danforth, Diana M.. |
| Farm Service Agency (FSA) direct loans are intended to provide transitory credit to creditworthy borrowers unable to obtain conventional credit at reasonable terms. Farm loan program (FLP) effectiveness is measured in part by how readily direct loan borrowers graduate to conventional credit. A survey of FSA borrowers originating direct loans during fiscal years 1994-1996 is utilized to estimate graduation rates. A majority of 1994-1996 loan originators did exit the direct FLP by November 2004. A multinomial logit model indicates financial strength at origination resulted in greater likelihood of farming without direct loans approximately nine years after loan origination. |
| Tipo: Conference Paper or Presentation |
Palavras-chave: Agricultural Finance. |
| Ano: 2006 |
URL: http://purl.umn.edu/21452 |
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