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| Sjah, Taslim; Cameron, Donald; Russell, Iean W.. |
| There were indications of failure of Indonesia's agricultural credit program in terms of its inability to increase agricultural production, farmers' income, and repayment level. This paper analyses the impact of credit provision on farming activities and proposes strategies for improving livelihood of agricultural producers in Lombok, Indonesia. The analysis is based on two periods of survey conducted in Central Lombok, where the current KKP government credit scheme is provided to agricultural producers. Three villages within the regency were sampled, representing various repayment rates of government credit. Data were collected using face-to-face, semi-structured interviews with farmers who had made use of government or other sources of agricultural... |
| Tipo: Conference Paper or Presentation |
Palavras-chave: Agricultural credit; Credit impact; Entrepreneurship; Lombok; Indonesia; Agricultural Finance. |
| Ano: 2005 |
URL: http://purl.umn.edu/24267 |
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| Sjah, Taslim; Russell, Iean W.; Cameron, Donald. |
| This paper analyzes farmer decisions regarding acceptance and repayment of agricultural credit in Lombok, Indonesia. A survey was conducted during July 2001- March 2002 in Central Lombok, where the current KKP government credit scheme is provided to agricultural producers. Three villages within the regency were sampled, representing various repayment rates of government credit. Data were collected using face-to-face, semi-structured interviews with 65 farmers who had made use of government or other sources of agricultural credit. Capital possession was found to be the starting point for farmers' decision-making in relation to credit use. As long as farmers had their own capital, they tended to avoid using credit, perceiving that credit from any source was... |
| Tipo: Conference Paper or Presentation |
Palavras-chave: Agricultural credit; Acceptance; Repayment; Lombok; Indonesia; Agricultural Finance. |
| Ano: 2003 |
URL: http://purl.umn.edu/24323 |
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| Sjah, Taslim; Cameron, Donald; Russell, Iean W.. |
| In Indonesia, national historical records show increasing agricultural credit provision by government, yet farmers seem to be unable to escape poverty. In addition, the repayment of credit has tended to be lower as years proceed. This paper analyses the performance of credit in terms of agricultural production, farmers' earnings, and credit repayment, and factors contributing to the performance. The analysis is based upon a survey conducted in Central Lombok, where the current KKP government credit scheme is provided to agricultural producers. Three villages within the regency were sampled, representing various repayment rates of government credit. Data were collected using face-to-face, semi-structured interviews with 65 farmers who had made use of... |
| Tipo: Conference Paper or Presentation |
Palavras-chave: Agricultural credit; Credit performance; Lombok; Indonesia; Agricultural Finance. |
| Ano: 2003 |
URL: http://purl.umn.edu/24371 |
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