Taking Luochuan County of Shaanxi Province as an example ,the factors that affect farmers’ behaviors on participating in insurance is analyzed and evaluated according to the questionnaires and by selecting the indexes covering household features, agricultural production risks, the attitudes of rural households towards risks and the transaction cost of participating insurance and by using Logistic regression model. The results show that comparing with insurance company, the government has larger influence on farmers’ behaviors on participating insurance; the premium of agricultural insurance does not obstruct farmers’ participation in insurance; the bad-handled relations between the government and insurance company have bad effects on the development of... |