There were indications of failure of Indonesia's agricultural credit program in terms of its inability to increase agricultural production, farmers' income, and repayment level. This paper analyses the impact of credit provision on farming activities and proposes strategies for improving livelihood of agricultural producers in Lombok, Indonesia. The analysis is based on two periods of survey conducted in Central Lombok, where the current KKP government credit scheme is provided to agricultural producers. Three villages within the regency were sampled, representing various repayment rates of government credit. Data were collected using face-to-face, semi-structured interviews with farmers who had made use of government or other sources of agricultural... |