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	Provedor de dados AgEcon (3) Autor Gine, Xavier (2) Buchenrieder, Gertrud (1) Fritzsch, Jana (1) Karlan, Dean (1) Karlan, Dean S. (1) Kasarjyan, Milada (1) Korff, Rudiger (1) Mais... Palavra-chave Financial Economics (3) Group liability (3) Social capital (3) Access to finance (2) C93 (2) Consumer/Household Economics (2) D71 (2) D82 (2) D91 (2) G21 (2) Group lending (2) Informal economies (2) Institutional and Behavioral Economics (2) International Development (2) Joint liability (2) Microfinance (2) O12 (2) O16 (2) O17 (2) Labor and Human Capital (1) Mais... Tipo do documento Conference Paper or Presentation (1) Working Paper (1) Working or Discussion Paper (1) Ano 2009 (2) 2007 (1) País United States (3) Idioma Inglês (3)		Ordenar por:  Relevância Autor Título Ano Registros recuperados: 3 Primeira ... 1 ... Última REPAYMENT PERFORMANCE UNDER JOINT LIABILITY BORROWING. DOES SOCIAL CAPITAL MATTER?: EVIDENCE FROM ARMENIA AgEcon Kasarjyan, Milada; Fritzsch, Jana; Buchenrieder, Gertrud; Korff, Rudiger. The aim of this paper is to test empirically the role of both cognitive and structural social capital in explaining the repayment performance of individual members under joint liability borrowing in rural Armenia. Based on unique primary data collected in 2006 in Ararat, Armavir and Vayots Dzor provinces, overall 86 observations, we estimated the Logit model to identify the determinants associated with good or bad repayment behavior of individual members. The results revealed that the members with higher level of structural and cognitive social capital as well as with higher farm productivity performed better. This indicates the importance of social as well as economic determinants for the decision and the ability of borrower’s to repay the credit. Tipo: Conference Paper or Presentation Palavras-chave: Microcredit; Social capital; Group liability; Repayment; Financial Economics; Labor and Human Capital. Ano: 2007 URL: http://purl.umn.edu/7796 Group versus Individual Liability: Long Term Evidence from Philippine Microcredit Lending Groups AgEcon Gine, Xavier; Karlan, Dean S.. Group liability in microcredit purports to improve repayment rates through peer screening, monitoring, and enforcement. However, it may create excessive pressure, and discourage reliable clients from borrowing. Two randomized trials tested the overall effect, as well as specific mechanisms. The first removed group liability from pre-existing groups and the second randomly assigned villages to either group or individual liability loans. In both, groups still held weekly meetings. We find no increase in default and larger groups after three years in pre-existing areas, and no change in default but fewer groups created after two years in the expansion areas. Tipo: Working or Discussion Paper Palavras-chave: Microfinance; Group lending; Group liability; Joint liability; Social capital; Microenterprises; Informal economies; Access to finance; Consumer/Household Economics; Financial Economics; Institutional and Behavioral Economics; International Development; C93; D71; D82; D91; G21; O12; O16; O17. Ano: 2009 URL: http://purl.umn.edu/50951 Group versus Individual Liability: Long Term Evidence from Philippine Microcredit Lending Groups AgEcon Gine, Xavier; Karlan, Dean. Group liability in microcredit purports to improve repayment rates through peer screening, monitoring, and enforcement. However, it may create excessive pressure, and discourage reliable clients from borrowing. Two randomized trials tested the overall effect, as well as specific mechanisms. The first removed group liability from pre-existing groups and the second randomly assigned villages to either group or individual liability loans. In both, groups still held weekly meetings. We find no increase in default and larger groups after three years in pre-existing areas, and no change in default but fewer groups created after two years in the expansion areas. Tipo: Working Paper Palavras-chave: Microfinance; Group lending; Group liability; Joint liability; Social capital; Micro-enterprises; Informal economies; Access to finance; Consumer/Household Economics; Financial Economics; Institutional and Behavioral Economics; International Development; C93; D71; D82; D91; G21; O12; O16; O17. Ano: 2009 URL: http://purl.umn.edu/229136 Registros recuperados: 3 Primeira ... 1 ... Última

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