This paper expounds the necessity of constructing China's rural multiplex financial system as follows. First, overcome the bottleneck effect arising from the shortage of capital in the process of development of rural small and medium-sired enterprise, and increase farmers' income; second, provide capital support for rural modern industrial development, and promote rural economic development; third, rationally allocate capital, master the money flow and coordinate urban-rural development. The paper also profoundly analyzes the difficulties of constructing China's rural multiplex financial &stem as follows. First, the existing rural financial system structure is irrational and the function is unsound; second, non-governmental financial market is... |