By adopting archival analysis method and investigation method, this paper expounds the relationship between “three rights” mortgage and farmers' financing in rural areas, and conducts analysis on behavior choosing of three rights mortgage financing in rural areas. The results show that the farmers has strong need for financing, but the satisfaction level of need is not high; the farmers have many irregular channels of financing and there is a ubiquitous phenomenon of loan being rejected without mortgage; agricultural modernization, industrialization and scaling-up management have strong need for capital. The main problems yet to be solved in the process of carrying out three rights mortgage loan are expounded and corresponding countermeasures are put... |