Home Itens selecionados Provedores de dados OAI Créditos Sobre Ajuda

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	Provedor de dados AgEcon (1) Autor Aubert, Cecile (1) Sadoulet, Elisabeth (1) de Janvry, Alain (1) Palavra-chave D82 (1) Financial Economics (1) Food Security and Poverty (1) Incentives (1) L31. (1) Micro-credit (1) O16 (1) Objectives (1) Pro-poor (1) Mais... Tipo do documento Working or Discussion Paper (1) Ano 2004 (1) País United States (1) Idioma Inglês (1)		Ordenar por:  Relevância Autor Título Ano Registros recuperados: 1 Primeira ... 1 ... Última Creating Incentives for Micro-Credit Agents to Lend to the Poor AgEcon Aubert, Cecile; de Janvry, Alain; Sadoulet, Elisabeth. Microfinance institutions (MFIs) have introduced incentive pay schemes for their credit agents to induce information acquisition on borrowers. Bonuses linked to repayment are efficient for profit-oriented MFIs but insufficient for nonprofit MFIs trying to reach very poor borrowers, when repayment and wealth are positively correlated. We show that no incentive scheme is consistent with this (non-verifiable) objective: Random audits on the share of very poor borrowers selected by the agent become necessary. Under the optimal contract, non-profit MFIs generally maximize the number of poor borrowers it services by crosssubsidization between very poor and less poor borrowers. Tipo: Working or Discussion Paper Palavras-chave: Micro-credit; Pro-poor; Objectives; Incentives; Financial Economics; Food Security and Poverty; O16; D82; L31.. Ano: 2004 URL: http://purl.umn.edu/25024 Registros recuperados: 1 Primeira ... 1 ... Última

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