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| Deininger, Klaus W.; Goyal, Aparajita. |
| Despite strong beliefs that property titling and registration will enhance credit access, empirical evidence in support of such effects remains scant. The gradual roll-out of computerization of land registry systems across Andhra Pradesh’s 387 sub-registry offices (SROs) allows us to combine quarterly administrative data on credit disbursed by all commercial banks for a 11 year period (1997-2007) aggregated to the SRO level with the date of shifting registration from manual to digital. Computerization had no credit effect in rural areas but led to increased credit-supply in urban ones. A marked increase of registered urban mortgages due to computerization supports the robustness of the result. At the same time, estimated impacts from reduction of stamp... |
| Tipo: Conference Paper or Presentation |
Palavras-chave: Land Registration; Credit; Transactions; Computerization; India; International Development; Land Economics/Use; G28; Q24; R51; R52. |
| Ano: 2010 |
URL: http://purl.umn.edu/61257 |
