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| Mashatola, M.C.; Darroch, Mark A.G.. |
| Factors affecting whether or not 83 medium-scale sugarcane farmers using a graduated mortgage loan repayment scheme in KwaZulu-Natal were current or in arrears on loan repayments as at 31 March 2001 were analysed using a logit model. Results show that the estimated probability of a farmer in the scheme being current on loan repayments was higher for clients with higher levels of average annual farm gross turnover relative to loan size, and for clients with access to substantive off-farm income. This suggests that farm size (proxied by annual gross turnover) does matter when policymakers in South Africa consider future similar schemes designed to improve access to commercial farmland by people that previously could not buy farmland. Access to off-farm... |
| Tipo: Journal Article |
Palavras-chave: Agricultural Finance. |
| Ano: 2003 |
URL: http://purl.umn.edu/9502 |
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| Darroch, Mark A.G.; Mashatola, M.C.. |
| A survey of 88 medium-scale sugarcane farmers (MSFs) using this scheme in 2001 shows that most MSFs would opt to first rent land before purchasing, and recognize that annual returns to land are low relative to land value. Most MSFs view long-term sugarcane supply agreements as a constraint on enterprise diversification, and consider that the quality of mentorship currently received was not satisfactory. Industry players could leverage international donor funding for empowerment projects to improve the quality of mentorship programs. Client service can be improved be better clarifying the structure of the graduated repayments, sending loan statements on time, and helping clients to interpret loan statements. There is also a new commercial opportunity to... |
| Tipo: Journal Article |
Palavras-chave: Agricultural Finance. |
| Ano: 2003 |
URL: http://purl.umn.edu/34401 |
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