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| Alix-Garcia, Jennifer Marie; McIntosh, Craig; Sims, Katharine R.E.; Welch, Jarrod R.. |
| We study the consequences of poverty alleviation programs for environmental degradation. We exploit the community-level eligibility discontinuity for a conditional cash transfer program in Mexico to identify the impacts of income increases on deforestation, and use the program’s initial randomized rollout to explore household responses. We find that additional income increases demand for resource-intensive goods. The corresponding production response and deforestation increase is more detectable in communities with poor road infrastructure. These results are consistent with the idea that better access to markets disperses environmental harm and the full effects of treatment can only be observed where poor infrastructure localizes them. |
| Tipo: Working or Discussion Paper |
Palavras-chave: Environmental Economics and Policy; International Development. |
| Ano: 2010 |
URL: http://purl.umn.edu/93046 |
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| McIntosh, Craig; de Janvry, Alain; Sadoulet, Elisabeth. |
| This paper uses data from Uganda's largest incumbent microfinance institution to analyze the impact of entry by competing lenders on client behavior. We first examine the geographic placement decisions of competitors, and find that placement decisions are strongly affected by district-level characteristics. We observe that increased competition induces a decline in repayment performance and in savings deposited with the incumbent Village Bank, suggesting multiple loan-taking by clients. Urban clients take multiple loans primarily from lenders with more individual methodologies, while rural clients borrow from several group lenders. Individuals who operate larger businesses are the ones most likely to leave the incumbent Village Bank when a Solidarity Group... |
| Tipo: Working or Discussion Paper |
Palavras-chave: Microfinance; Competition; Credit markets; Financial Economics; O16; D14; L1. |
| Ano: 2003 |
URL: http://purl.umn.edu/25073 |
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