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Andersson, Camilla I.M.; Holmgren, Erik; MacGregor, James; Stage, Jesper. |
Smallholder farmers have long been denied access to formal credit, largely because of the high administrative fees associated with loans. A possible solution to this problem, which has become increasingly popular, is the use of microcredit financing, where innovative means of securing the loans, such as peer monitoring, are used. This paper examines the effectiveness of formal microcredit schemes as compared to the traditional informal credit sources in a rural shrimp farming district of Bangladesh. We compare the two types of credit by studying the technical and allocative efficiencies of the two groups of borrowers. The findings suggest that farmers using both types of microcredit have difficulty accessing credit, often over-utilising labour in order to... |
Tipo: Working or Discussion Paper |
Palavras-chave: Economics; Bangladesh; Shrimp Farming; Fisheries; Community/Rural/Urban Development; Crop Production/Industries; Environmental Economics and Policy; Financial Economics; Livestock Production/Industries. |
Ano: 2008 |
URL: http://purl.umn.edu/37921 |
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Reid, Hannah; Sahlen, Linda; Stage, Jesper; MacGregor, James. |
The IPCC recognises Africa as a whole to be “one of the most vulnerable continents to climate variability and change because of multiple stresses and low adaptive capacity. Climate change is likely to exacerbate the dry conditions already experienced in southern Africa. And when rainfall does come, it is likely to be more intense, leading to erosion and flood damage. This will affect the poor most, with resulting constraints on employment opportunities and declining wages. But at present these predictions gain little policy traction in southern African countries. The multilateral climate change process is complicated and slow, and policymakers often see serious action on climate change as a domestic ‘vote loser’. One way to raise climate change concerns... |
Tipo: Working or Discussion Paper |
Palavras-chave: Climate change; Economics; Namibia; Environmental Economics and Policy. |
Ano: 2007 |
URL: http://purl.umn.edu/37922 |
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