|
|
|
|
|
| Wiszniowski, Edward. |
| Emergence of crisis in financial markets, especially banks, have forced a change in approach to risk management. It has become necessary to develop new or refine existing models of early bankruptcy threat warning, as well as establishing the potential impact of bank failures. One of the tools, indicating that resistance to the phenomenon of crisis is “stress testing”. Its aim, at least in the case of banks, is concerned with estimating the level of economic resistance towards the occurring risk. Some of these risks are: the non-payment of loans due to deterioration in the economic situation of a country, fluctuations in interest rates, exchange rates and a fall in prices of securities which are traded on stock exchanges. This article discusses the nature... |
| Tipo: Journal Article |
Palavras-chave: Banking; Banking risks; Risk management; Financial crisis; Financial Economics; G32. |
| Ano: 2010 |
URL: http://purl.umn.edu/95941 |
| |
|
|
| Wiszniowski, Edward. |
| Lasting for over a year the global crisis in financial markets, affected individual countries’ banking systems to a different degree. The present article discusses the phenomenon and its effects on the Polish banking system. The aim of the article is to present trends, the scale of the crisis and the current level of danger to stability of domestic financial market. The result of the research is a synthetic estimation of the level of the financial sector stability, taking into account the risks to solvency, liquidity, profitability, and quality loan portfolio and changes in deposits. |
| Tipo: Journal Article |
Palavras-chave: Banking; Financial crisis; Financial stability.; Financial Economics; G32. |
| Ano: 2010 |
URL: http://purl.umn.edu/94635 |
| |
|
|
| Wiszniowski, Edward. |
| One of the key elements of effective financial banking management is the ability to quickly identify and determine the degree of risk a bank faces as a result of hazardous actions it undertakes. The rules of the market research existing in the Polish banking system for more than two years are based on regulations adopted by the European Parliament. The present article discusses the risks and their significance in the total capital requirement when calculating the solvency ratio. The analysis of the period from June 2007 to June 2009 shows that credit risk and operational risk exert the greatest impact on the value of the bank solvency ratio. |
| Tipo: Journal Article |
Palavras-chave: Banking; Banking risk; Risk management.; Financial Economics; G32. |
| Ano: 2009 |
URL: http://purl.umn.edu/94573 |
| |
|
|
|
