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Registros recuperados: 64
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Determinants of Moral hazard in Microfinance: Empirical Evidence from Joint Liability Lending Schemes in Malawi AgEcon
Simtowe, Franklin; Zeller, Manfred; Phiri, Alexander.
Moral hazard is widely reported as a problem in credit and insurance markets, mainly arising from information asymmetry. Although theorists have attempted to explain the success of Joint Liability Lending (JLL) schemes in mitigating moral hazard, empirical studies are rare. This paper investigates the determinants of moral hazard among JLL schemes from Malawi, using group level data from 99 farm and non-farm credit groups. Results reveal that peer selection, peer monitoring, peer pressure, dynamic incentives and variables capturing the extent of matching problems explain most of the variation in the incidence of moral hazard among credit groups. The implications are that Joint Liability Lending institutions will continue to rely on social cohesion and...
Tipo: Conference Paper or Presentation Palavras-chave: Moral hazard; Joint liability; Dynamic incentives; Group lending; Malawi; Financial Economics.
Ano: 2006 URL: http://purl.umn.edu/25287
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Differential Influence of Relative Poverty on Preferences for Ecosystem Services: Evidence from Rural Indonesia AgEcon
Glenk, Klaus; Barkmann, Jan; Schwarze, Stefan; Zeller, Manfred; Marggraf, Rainer.
Ecosystem services generate benefits that enter human consumption either directly or indirectly via their contribution to human production activities. In this contribution, we provide evidence that (i) the demand of peasants for ecosystem services in rural Indonesia depends on relative poverty; and that (ii) the type of reaction to poverty depends on the specific relation of the ecosystem services to peasant production and consumption. In early 2005 a representative choice experiment study was conducted in the Lore Lindu area in Central Sulawesi, Indonesia, to quantify regional economic preferences (marginal willingessto- pay: MWTP) for four different ecosystem services (n=249; rattan and water availability, shading in cacao agroforestry, population size...
Tipo: Conference Paper or Presentation Palavras-chave: Relative poverty; Choice experiment; Ecosystem services; Environmental valuation; Resource /Energy Economics and Policy; Q21; Q51; Q56; Q57.
Ano: 2006 URL: http://purl.umn.edu/25681
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AN OPERATIONAL TOOL FOR EVALUATING POVERTY OUTREACH OF DEVELOPMENT POLICIES AND PROJECTS AgEcon
Zeller, Manfred; Sharma, Manohar P.; Henry, Carla; Lapenu, Cecile.
Development institutions and projects frequently seek to target poorer segments of the population. Yet, existing methods for evaluating their outreach are generally unsuited to most operational settings, since they are either too costly and cumbersome (e.g., detailed income or household surveys), or they produce results that are not comparable between villages or regions within a country (e.g., participatory poverty appraisals). This paper presents a new and operationally suitable method to measure the poverty of clients of development projects in relation to the general population of nonclients. The method was developed in response to demands by donors and development practitioners for a low-cost evaluation instrument that could be used as a regular...
Tipo: Working or Discussion Paper Palavras-chave: Food Security and Poverty.
Ano: 2001 URL: http://purl.umn.edu/16443
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INFORMAL MARKETS: WHAT LESSONS CAN WE LEARN FROM THEM? AgEcon
Sharma, Manohar P.; Zeller, Manfred.
Tipo: Report Palavras-chave: Financial Economics.
Ano: 2000 URL: http://purl.umn.edu/16246
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Do Farmers Benefit from Participating in Specialty Markets and Cooperatives? The Case of Coffee Marketing in Costa Rica AgEcon
Wollni, Meike; Zeller, Manfred.
Historically low prices in the conventional coffee market have caused financial and social hardship among coffee farmers. In the face of this crisis, specialty markets have attracted the attention of the international donor community. These market segments have shown consistent growth over the last decade and exhibit price premiums in international markets. Therefore, if higher prices are passed on to farmers, access to specialty markets could help to alleviate the crisis brought on by low prices in the conventional sector. The present study attempts to identify the factors that determine farmers' participation in specialized markets and whether participation in these markets leads to higher prices for farmers. A two-stage model is used to analyze farmers'...
Tipo: Conference Paper or Presentation Palavras-chave: Central America; Costa Rica; Coffee; Specialty markets; Cooperatives; Agribusiness; Marketing; Q13; L1.
Ano: 2006 URL: http://purl.umn.edu/25670
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EMPIRICAL MEASUREMENTS OF HOUSEHOLDS' ACCESS TO CREDIT AND CREDIT CONSTRAINTS IN DEVELOPING COUNTRIES: METHODOLOGICAL ISSUES AND EVIDENCE AgEcon
Diagne, Aliou; Zeller, Manfred; Sharma, Manohar P..
This paper presents a new methodological framework for measuring the level of household access to credit. It provides an analytical framework for examining the determinants of household credit limits and derives implications on information needed to examine the extent to which households are credit constrained. Empirical application of this method involves directly eliciting credit limit information in household surveys. Illustrations are provided using data from Bangladesh and Malawi.
Tipo: Working or Discussion Paper Palavras-chave: Financial Economics.
Ano: 2000 URL: http://purl.umn.edu/16465
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Linkages between poverty and sustainable agricultural and rural development in the uplands of Southeast Asia AgEcon
Zeller, Manfred; Beuchelt, Tina; Fischer, Isabel; Heidhues, Franz.
Most of the upland areas of Southeast Asia are characterized by insufficient infrastructure, low productivity in smallholder crop and animal production, mounting environmental problems such as soil and forest degradation and loss of biodiversity, increasing population pressure, and widespread poverty, particular in rural areas. While some upland areas in South East Asia have been experiencing considerable progress during the past twenty years, others have stagnated or even declined with respect to economic, social and environmental objectives of development. The purpose of the paper is to describe major trends regarding sustainable development in the upland areas of selected countries in South East Asia, and review explanatory approaches for the observed...
Tipo: Working or Discussion Paper Palavras-chave: Community/Rural/Urban Development; Land Economics/Use.
Ano: 2008 URL: http://purl.umn.edu/92831
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GROUP-BASED FINANCIAL INSTITUTIONS FOR THE RURAL POOR IN BANGLADESH: AN INSTITUTIONAL- AND HOUSEHOLD-LEVEL ANALYSIS AgEcon
Zeller, Manfred; Sharma, Manohar P.; Ahmed, Akhter U.; Rashid, Shahidur.
In the last two decades, nongovernmental organizations in Bangladesh have provided millions of poor rural people with savings and credit services at low cost. These services have reduced poverty and may have improved food security and nutrition and achieved positive social change as well. The relative success of these microfinance institutions merits an in-depth examination of their structure, conduct, and performance and the role they play in reducing poverty. This report analyzes the fit between the rural poor and three key NGOs that represent the variety of microfinance institutions in Bangladesh. The report evaluates the effects of microfinance credit programs on household resource allocation, income generation, food and non-food consumption, and the...
Tipo: Report Palavras-chave: Financial Economics.
Ano: 2001 URL: http://purl.umn.edu/16522
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Use of household food insecurity scales for assessing poverty in Bangladesh and Uganda AgEcon
Alcaraz V., Gabriela; Zeller, Manfred.
An important dimension of poverty is access to food. Household food security implies access to the food needed for a healthy and productive life. Lack of access to and/or impaired utilization of food contribute to household food insecurity. This study compares the usefulness of a standardized food insecurity scale for determining the food insecurity status of rural and urban households in Bangladesh and Uganda, and for predicting poverty status. The analysis uses data from the IRIS Composite Survey Household Questionnaire (2004), which consists of 1,587 households (approximately 800 households in each country). The coping mechanisms adopted in the presence of food shortages represent the building blocks for the development of the scale (7 items). In order...
Tipo: Working or Discussion Paper Palavras-chave: Food insecurity scale; Poverty; Bangladesh; Uganda; Agricultural and Food Policy; Food Security and Poverty; I32; O11; Q18.
Ano: 2008 URL: http://purl.umn.edu/57164
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Targeting the poor and smallholder farmers: empirical evidence from Malawi AgEcon
Houssou, Nazaire; Zeller, Manfred.
This paper develops low cost, reasonably accurate, and simple models for improving the targeting efficiency of development policies in Malawi. Using a stepwise logistic regression (weighted) along with other techniques applied in credit scoring, the research identifies a set of easily observable and verifiable indicators for correctly predicting whether a household is poor or not, based on the 2004-05 Malawi Integrated Household Survey data. The predictive power of the models is assessed using out-of-sample validation tests and receiver operating characteristic curves, whereas the model’s robustness is evaluated by bootstrap simulation methods. Finally, sensitivity analyses are performed using the international and extreme poverty lines. The models...
Tipo: Working or Discussion Paper Palavras-chave: Malawi; Poverty targeting; Proxy means tests; Out-of-sample tests; Bootstrap; Food Security and Poverty; Research Methods/ Statistical Methods; I32; C15.
Ano: 2009 URL: http://purl.umn.edu/57988
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CONSIDERATIONS IN THE PLACEMENT AND OUTREACH OF MICROFINANCE ORGANIZATIONS AgEcon
Sharma, Manohar P.; Zeller, Manfred.
Tipo: Report Palavras-chave: Financial Economics.
Ano: 2000 URL: http://purl.umn.edu/16260
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THE DEMAND FOR FINANCIAL SERVICES BY THE RURAL POOR AgEcon
Zeller, Manfred; Sharma, Manohar P..
Tipo: Report Palavras-chave: Financial Economics.
Ano: 2000 URL: http://purl.umn.edu/16252
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Justified hopes or utopian thinking? The suitability of coffee certification schemes as a business model for small-scale producers AgEcon
Beuchelt, Tina; Zeller, Manfred; Oberthur, Thomas.
The marketing of coffee through group-based, certified market channels is often promoted by governments and donors as a viable business model for poor small-scale farmers. Organic and fairtrade coffees have become very popular among socially, environmentally and health conscious consumers in recent years. While coffee certification programs have been in place for over fifteen years, there are few studies on the welfare impacts of certification schemes. Therefore, this research seeks to analyse the impacts of certification on poverty alleviation and to identify the critical factors which explain success or failure of certification schemes. We use a combination of qualitative and quantitative research, comparing small-scale coffee producers in northern...
Tipo: Conference Paper or Presentation Palavras-chave: Certification; Coffee; Cooperatives; Impact; Nicaragua; Agribusiness; Agricultural and Food Policy; Farm Management; Marketing; Q12; Q13.
Ano: 2009 URL: http://purl.umn.edu/51717
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Need, Greed or Customary Rights - Which Factors Explain the Encroachment of Protected Areas? Empirical Evidence from a Protected Area in Sulawesi, Indonesia AgEcon
Birner, Regina; Maertens, Miet; Zeller, Manfred.
The encroachment of protected areas for agricultural and livestock production is an important challenge for nature conservation in developing countries. The driving forces of encroachment are debated - major arguments focus on (1) the need of local people to cultivate land inside protected areas due to poverty, (2) commercial interests of cultivating inside protected areas, which indicates free-riding ("greed"), and (3) resistance against protected areas caused by disregard of customary rights. Understanding the role of these factors is important for designing appropriate conservation and development strategies. The paper contributes to this understanding by analyzing the encroachment of a National Park in Sulawesi, Indonesia. The analysis is guided by a...
Tipo: Conference Paper or Presentation Palavras-chave: Land use change; Nature conservation; Household decision-making; Regulation; Indonesia; Resource /Energy Economics and Policy; O13; Q12; Q57.
Ano: 2006 URL: http://purl.umn.edu/25706
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The Impact of credit constraints on the adoption of hybrid maize in Malawi AgEcon
Simtowe, Franklin; Zeller, Manfred; Diagne, Aliou.
The paper investigates the impact of credit constraints on the adoption of hybrid maize among rural households in Malawi using the treatment-effects model. Results reveal that after effectively correcting for endogeneity, credit constraints have a reducing effect on the size of land allocated to hybrid maize. Farmers with larger land holdings allocate more land to hybrid maize while older farmers allocate less land to hybrid maize. These findings suggest that there is scope for increasing the cultivation of hybrid maize in Malawi if credit is targeted at younger farmers that are credit-constrained.
Tipo: Conference Paper or Presentation Palavras-chave: Credit constraints; Hybrid maize; Adoption; Treatment- effect; Endogenous; Malawi; Agribusiness; Agricultural and Food Policy; Agricultural Finance; Consumer/Household Economics.
Ano: 2009 URL: http://purl.umn.edu/51627
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Market Access by Smallholder Farmers in Malawi: Implications for Technology Adoption, Agricultural Productivity, and Crop Income AgEcon
Zeller, Manfred; Diagne, Aliou; Mataya, Charles.
In Malawi, maize is the major crop and food staple. Given limited off-farm employment opportunities, much-needed increases in household income for improving food security must come from gains in agricultural productivity through better technology and more profitable crops. In the past, agricultural policy promoted hybrid maize and, more recently, tobacco to increase smallholder income. This paper presents an analysis of what determines the adoption of these two crops and what kind of income effects follow from adoption. Apart from factor endowment and exposure to agroecological risks, differences in the household's access to financial and commodity markets significantly influence its cropping shares and farm income.
Tipo: Working or Discussion Paper Palavras-chave: Employment; Non-agricultural; Malawi; Tobacco; Price; Food Security; Maize; Crop Production/Industries; Marketing.
Ano: 1997 URL: http://purl.umn.edu/97054
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How robust are indicator based poverty assessment tools over time? Empirical evidence from Central Sulawesi, Indonesia AgEcon
van Edig, Xenia; Schwarze, Stefan; Zeller, Manfred.
Eradicating poverty is one of the most urgent concerns of development policies. Organisations aiming at reducing poverty need simple and stable tools to detect poor households. Using data from Central Sulawesi, Indonesia, this study aims to test first whether two indicators sets for poverty assessment found in 2005 are still capable in predicting absolute poverty and second, if the indicator composition remains robust over time. Data from two household surveys were used: In 2005 we surveyed 264 households in the vicinity of the Lore Lindu National Park in Central Sulawesi to obtain indicators of poverty and to derive the daily per capita consumption expenditures. In total 280 indicators were sampled. Two different multivariate regression models were fit to...
Tipo: Conference Paper or Presentation Palavras-chave: Poverty assessment; Poverty indicators; Robustness over time; Indonesia; Food Security and Poverty; Research Methods/ Statistical Methods; I32; R15.
Ano: 2009 URL: http://purl.umn.edu/51674
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Payments for environmental services : incentives through carbon sequestration compensation for cocoa-based agroforestry systems in Central Sulawesi, Indonesia AgEcon
Seeberg-Elverfeldt, Christina; Schwarze, Stefan; Zeller, Manfred.
Up to 25 percent of all anthropogenic greenhouse gas emissions are caused by deforestation, and Indonesia is the third largest greenhouse gas emitter worldwide due to land use change and deforestation. On the island of Sulawesi in the vicinity of the Lore Lindu National Park (LLNP), many smallholders contribute to conversion processes at the forest margin as a result of their agricultural practices. Specifically the area dedicated to cocoa plantations has increased from zero (1979) to nearly 18,000 hectares (2001). Some of these plots have been established inside the 220,000 hectares of the LLNP. An intensification process is observed with a consequent reduction of the shade tree density. This study assesses which impact carbon sequestration payments for...
Tipo: Working or Discussion Paper Palavras-chave: Payments for environmental services; Carbon sequestration; Agroforestry systems; Cocoa; Linear programming; Economic incentives; Poverty; Environmental Economics and Policy; Land Economics/Use.
Ano: 2008 URL: http://purl.umn.edu/92827
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Land allocation policy and conservation practices in the mountains of Northern Vietnam AgEcon
Saint-Macary, Camille; Keil, Alwin; Zeller, Manfred.
In Vietnam, a quasi-private property regime has been established in 1993, with the issuance exchangeable and mortgageable land use right certificates. Using primary qualitative and quantitative data, this paper investigates the role of the titling policy in fostering the use of soil conservation practices by upland farmers in the northern mountains region. There, population growth and growing market demands have induced farmers to intensify agricultural production onto steep slopes. While poverty has been reduced, environmental 16 problems such as soil erosion, landslides, and declining soil fertility have become severe over the past years. Our findings suggest that soil conservation technologies although relatively well known are perceived as being...
Tipo: Conference Paper or Presentation Palavras-chave: Land titling; Technology adoption; Upland agriculture; Environmental Economics and Policy; Institutional and Behavioral Economics; Land Economics/Use; Political Economy; O13; Q24; Q56.
Ano: 2009 URL: http://purl.umn.edu/51763
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Technology adoption and farmer efficiency in multiple crops production in eastern Ethiopia: A comparison of parametric and non-parametric distance functions AgEcon
Alene, Arega D.; Zeller, Manfred.
This study compares the empirical performances of the parametric distance functions(PDF) and data envelopment analysis (DEA) with applications to adopters of improved cereal production technology in eastern Ethiopia. The results from both approaches revealed substantial technical inefficiencies of production among the sample farmers. Technical efficiency estimates obtained from the two approaches are positively and significantly correlated. However, the DEA approach is shown to be very sensitive to outliers as well as to the choice of orientation. The PDF results are relatively more robust. The results from the preferred PDF approach revealed that adopters of improved technology have average technical efficiencies of 79%, implying that they could...
Tipo: Journal Article Palavras-chave: Multiple outputs; Distance functions; DEA; Technical efficiency; Ethiopia; Farm Management; Research and Development/Tech Change/Emerging Technologies.
Ano: 2005 URL: http://purl.umn.edu/44089
Registros recuperados: 64
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