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Beitragsnovellierung in der landwirtschaftlichen Unfallversicherung - Notwendigkeit und Vorschläge AgEcon
Bahrs, Enno.
Many German farmers do no longer accept the annual premiums for the state accident insurance, which sometimes reach a considerable degree. The farmers are of the opinion that the specific accident risk of each farm has to be taken into account. So far, the agrarian professional associations as representatives of the state accident insurance, predominantly measure the premium standards by acre/ hectare which no longer fulfils the equivalence principle. The merger of some agrarian professional associations, which take place at present or are planned in the near future, should be regarded as an opportunity to institutionalize new and more appropriate premium standards. They have to be adapted anyway, as a merger usually means the standardization of two or...
Tipo: Journal Article Palavras-chave: Professional associations in agriculture; Premium standards; Accident risk; Equivalence principle; Farm Management; Labor and Human Capital.
Ano: 2002 URL: http://purl.umn.edu/98117
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Pay-At-The-Pump (PATP) Auto Insurance: Criticisms and Proposed Modifications AgEcon
Khazzoom, J. Daniel.
In 1998 the U.S. Environmental Protection Agency sponsored an effort to examine the criticisms and concerns expressed about Pay-at-the-Pump (PATP) auto insurance and explore the reformulation of PATP, taking into account these concerns. This paper provides a brief exposition of PATP and its main advantages followed by a review of its criticisms and concerns. We outline a reconstituted PATP proposal emerging from the review of these criticisms: a hybrid system that merges the best features from PATP and the existing insurance system. It retains what is consistent with the free market operation and market incentive in the existing system. At the same time it restores the price signal, the sine qua non for economic efficiency, where it has been extinguished...
Tipo: Working or Discussion Paper Palavras-chave: Pay at the pump; Distance-based insurance; Efficient pricing of auto insurance; Conversion of fixed to variable cost; Loss on insuring the uninsured motorist; Pay at the pump and the poor; Environmental benefit of pay at the pump; Vehicle fuel-efficiency and safety; Vehicle miles traveled; Traffic density; Accident risk; Public Economics; L1; L5; L8; L9; M2; Q2; Q4; R4.
Ano: 2000 URL: http://purl.umn.edu/10811
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Strict Liability as a Deterrent in Toxic Waste Management: Empirical Evidence from Accident and Spill Data AgEcon
Alberini, Anna; Austin, David H..
This paper explores the issue of whether strict liability imposed on polluters has served to reduce uncontrolled releases of toxics into the environment. Strict liability should create additional incentives for firms to handle hazardous substances more carefully, thus reducing the future likelihood of uncontrolled releases of toxics. However, the size of these incentives may vary according to the size of a firm's assets, since asset size is the ultimate limit on a firm's liability. We are therefore interested to see whether imposing strict liability for the cost of remediation at hazardous waste sites has encouraged firms to handle toxic materials more carefully and has uniformly reduced the incidence of toxic spills, or whether the effect is dependent on...
Tipo: Working or Discussion Paper Palavras-chave: Strict liability; Hazardous substances; Accident risk; Environmental Economics and Policy; L51; K32; D21.
Ano: 1998 URL: http://purl.umn.edu/10597
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