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| Pyykkonen, Perttu; Yrjola, Tapani; Latukka, Arto. |
| As a consequence of rapid structural change and new investment support scheme agricultural debts have increased and concentrated heavily in Finland. In addition, New Basel Accord (Basel II) regulating the bank business requires more in-depth credit risk assessment from banks. Therefore, there are both endogenous and exogenous reasoning for researching the agricultural credit risks. The purpose of the study is to find out the factors that affect financial risks in agriculture as well as possible change in credit risks. Credit scores depicting the magnitude of financial risk for 664 Finnish FADN farms are calculated and an econometric model is applied to clarify which farm specific factors influence the credit score. According to the study increasing farm... |
| Tipo: Conference Paper or Presentation |
Palavras-chave: Credit risks; Financing; Agricultural Finance. |
| Ano: 2008 |
URL: http://purl.umn.edu/44048 |
