|
|
|
Registros recuperados: 36 | |
|
| |
|
| |
|
| |
|
|
Álvarez González, Evelina. |
El propósito de este trabajo fue analizar el desarrollo y desempeño del sector microfinanciero en México durante el periodo de 1996-2012, mediante los indicadores profundidad y amplitud con el objetivo de conocer sobre que niveles de pobreza están realmente incidiendo las instituciones de microfinanzas en nuestro país y como se está comportando el mercado de prestatarios. El estudio se realizó con una muestra correspondiente a 120 IMF´S (Instituciones de Microfinanzas) mexicanas registradas y disponibles en las bases de datos de Microfinance Information Exchange, Inc. (Mix). y ProDesarrollo, Finanzas y Microempresa A.C. (Benchmarking 2012), para lo cual se empleo una metodología de tipo cuantitativa analítica con grupos de control y de estudio para... |
|
Palavras-chave: Microfinanzas; Profundidad; Amplitud; Pobreza; Microfinance; Depth; Breadth; Poverty; Economía; Maestría. |
Ano: 2013 |
URL: http://hdl.handle.net/10521/2173 |
| |
|
|
Sampayo Paredes, Humberto. |
En México, como en prácticamente todo el mundo, se experimenta un acelerado crecimiento del sector de las microfinanzas de corte comercial, aun cuando se trata de un sector relativamente nuevo; desde principios de la década los 90´s, para el caso específico de México. Ello se debe a cuatro factores básicos: a) La enorme demanda de servicios financieros por parte de millones de personas de bajos ingresos; b) El diseño de una tecnología apropiada para acercar estos servicios a esa población; c) La presencia de inversionistas dispuestos a invertir en esta industria y; d) La difusión mundial que se le ha dado como instrumento de combate a la pobreza (objetivos del milenio). Lo anterior ha dado origen a múltiples estudios enfocados a evaluar los... |
Tipo: Tesis |
Palavras-chave: Microfinanzas; Crecimiento; Impactos; Pobreza; Bienestar; Maestría; Desarrollo Rural; Microfinance; Growth; Impact; Poverty; Welfare. |
Ano: 2008 |
URL: http://hdl.handle.net/10521/1532 |
| |
|
| |
|
|
García Horta, José Luis. |
El objetivo de la investigación es analizar la efectividad del microcrédito como instrumento para atenuar la situación de pobreza que viven las personas que lo utilizan. La unidad de análisis la constituyeron las beneficiarias que ProMujer atendió en su Centro Focal ubicado en Ixmiquilpan, Estado de Hidalgo. El método y la metodología de la investigación se fundamentaron en la perspectiva de género como categoría útil para analizar las desigualdades entre hombres y mujeres. En el análisis se contempló el trabajo de diversos autores y autoras que se han especializado en el tema del microcrédito. Se indica que cuando a las mujeres se les facilita el acceso a los recursos financieros, en el grupo doméstico se mejora la situación de pobreza y las mujeres... |
|
Palavras-chave: Género; Pobreza; Microfinanzas; Empoderamiento; Gender; Poverty; Microfinance; Empowerment; Desarrollo Rural; Doctorado. |
Ano: 2013 |
URL: http://hdl.handle.net/10521/2196 |
| |
|
| |
|
|
Li, Shanjun; Liu, Yanyan; Deininger, Klaus W.. |
We quantify the importance of peer effects in group lending by estimating a static game of incomplete information. In our model, group members make their repayment decisions simultaneously based on their household and loan characteristics as well as their expectations on other members' repayment decisions. Exploiting a rich data set of a microfinance program in India, our estimation results suggest that the probability of a member making a full repayment would be 15 percentage points higher if all the other fellow members make full repayment compared to the case where none of the other members repay in full. We also find that large inconsistencies exist in the estimated effects of other variables in models that do not incorporate peer effects and control... |
Tipo: Conference Paper or Presentation |
Palavras-chave: Microfinance; Repayment; Strategic default; International Development. |
Ano: 2009 |
URL: http://purl.umn.edu/51699 |
| |
|
|
McIntosh, Craig; de Janvry, Alain; Sadoulet, Elisabeth. |
This paper uses data from Uganda's largest incumbent microfinance institution to analyze the impact of entry by competing lenders on client behavior. We first examine the geographic placement decisions of competitors, and find that placement decisions are strongly affected by district-level characteristics. We observe that increased competition induces a decline in repayment performance and in savings deposited with the incumbent Village Bank, suggesting multiple loan-taking by clients. Urban clients take multiple loans primarily from lenders with more individual methodologies, while rural clients borrow from several group lenders. Individuals who operate larger businesses are the ones most likely to leave the incumbent Village Bank when a Solidarity Group... |
Tipo: Working or Discussion Paper |
Palavras-chave: Microfinance; Competition; Credit markets; Financial Economics; O16; D14; L1. |
Ano: 2003 |
URL: http://purl.umn.edu/25073 |
| |
|
|
Agrawala, Shardul; Carraro, Maelis. |
Much of the current policy debate on adaptation to climate change has focussed on estimation of adaptation costs, ways to raise and to scale-up funding for adaptation, and the design of the international institutional architecture for adaptation financing. There is however little or no emphasis so far on actual delivery mechanisms to channel these resources at the sub-national level, particularly to target the poor who are also often the most vulnerable to the impacts of climate change. It is in this context that microfinance merits a closer look. This paper offers the first empirical assessment of the linkages between microfinance supported activities and adaptation to climate change. Specifically, the lending portfolios of the 22 leading microfinance... |
Tipo: Working or Discussion Paper |
Palavras-chave: Microfinance; Climate Change; Financing; Adaptation; Bangladesh; Nepal; Environmental Economics and Policy; Q56; Q54; R51. |
Ano: 2010 |
URL: http://purl.umn.edu/92709 |
| |
|
|
Karlan, Dean S.. |
Lending to the poor is expensive due to high screening, monitoring, and enforcement costs. Group lending advocates believe lenders overcome this by harnessing social connections. Using data from FINCA-Peru, I exploit a quasi-random group formation process to find evidence of peers successfully monitoring and enforcing joint-liability loans. Individuals with stronger social connections to their fellow group members (i.e., either living closer or being of a similar culture) have higher repayment and higher savings. Furthermore, I observe direct evidence that relationships deteriorate after default, and that through successful monitoring, individuals know who to punish and who not to punish after default. |
Tipo: Working or Discussion Paper |
Palavras-chave: Microfinance; Group lending; Informal savings; Social capital; Institutional and Behavioral Economics; O12; O16; O17; Z13. |
Ano: 2005 |
URL: http://purl.umn.edu/28522 |
| |
|
| |
|
|
Nghiem, Son; Laurenceson, James. |
The microfinance industry in Vietnam, particularly those sponsored by nongovernment organisations (NGOs), has experienced rapid expansion in recent years. Yet in spite of this growth, an analysis of their effectiveness has been lacking. In a bid to help address this shortcoming, this paper reports on a subset of data that was obtained during a survey and interview process that incorporated various stakeholders including financial donors, NGO-sponsored microfinance institutions (NMPs), village leaders and NMP members and non-members. Perceptions of NMPs effectiveness are discussed from the standpoint of various stakeholders. NMPs are found to be at a critical juncture. While their activities are widely perceived to contribute to poverty alleviation, their... |
Tipo: Conference Paper or Presentation |
Palavras-chave: Microfinance; NGO; Vietnam; Perceptions; Effectiveness; Financial Economics; O12; O16; O17; P34; R29. |
Ano: 2006 |
URL: http://purl.umn.edu/25594 |
| |
|
|
Bressan, Valéria Gama Fully; Braga, Marcelo Jose. |
Given the relevance of the credit unions at national and world level, the objective of this work was to describe the profile of the financial cooperatives from the Brazilian state of Minas Gerais. This study is based on data collected in the period of May to June of 2004, and the sample of 18.85% of the population was selected to supply data. The results indicate that the cooperatives were, on average, 16 years old; 92% of the associates that requested loans were assisted; the delinquent loans level were of 22.34%; and older cooperatives established smaller interest rates than the new ones. The managers had appropriate perception of the true meaning of a cooperative and they agreed with the cooperative principle of voluntary and open membership. In... |
Tipo: Journal Article |
Palavras-chave: Credit unions; Microfinance; Minas Gerais; Financial Economics. |
Ano: 2006 |
URL: http://purl.umn.edu/55180 |
| |
|
| |
|
| |
|
|
Karlan, Dean S.. |
Questions remain as to whether results from experimental economics games are generalizable to real decisions in non-laboratory settings. Furthermore, important questions persist about whether social capital can help solve seemingly missing credit markets. I conduct two experiments, a Trust game and a Public Goods game, and a survey to measure social capital. I then examine whether behavior in the games predicts repayment of loans to a Peruvian group lending microfinance program. Since the structure of these loans relies heavily on social capital to enforce repayment, this is a relevant and important test of the games, as well as of other measures of social capital. I find that individuals identified as "trustworthy" by the Trust game are in fact less... |
Tipo: Working or Discussion Paper |
Palavras-chave: Trust game; Experimental economics; Microfinance; Institutional and Behavioral Economics; B4; C9; D8; O1. |
Ano: 2005 |
URL: http://purl.umn.edu/28429 |
| |
|
|
Ashraf, Nava; Karlan, Dean S.; Yin, Wesley. |
Informal lending and savings institutions exist around the world, and often include regular door-to-door deposit collection of cash. Some banks have adopted similar services in order to expand access to banking services in areas that lack physical branches. Using a randomized control trial, we investigate determinants of participation in a deposit collection service and evaluate the impact of offering the service for micro-savers of a rural bank in the Philippines. Of 137 individuals offered the service in the treatment group, 38 agreed to sign-up, and 20 regularly used the service. Take-up is predicted by distance to the bank (a measure of transaction costs of depositing without the service) as well as being married (a suggestion that household bargaining... |
Tipo: Working or Discussion Paper |
Palavras-chave: Savings behavior; Microfinance; Field experiment; Savings mobilization; Deposit collector; Financial Economics; D1; D9; G1; G2; O1. |
Ano: 2005 |
URL: http://purl.umn.edu/28502 |
| |
|
|
Coulter, Jonathan. |
There are some apparently successful cases of collective marketing with staple food commodities (grains and root crops), but these are less common than cases involving higher value agricultural products. These can be attributed to the benefit/cost ratio to participants being generally higher for collective marketing of the higher-value crops. Some of the costs are ‘hidden’, in the sense that they are borne by individuals in time spent in attending meetings, and not shown in the financial statements of the enterprises concerned. Examining a series of cases, the paper advocates an approach to the marketing of staples which involves analyzing the value chain and identifying those activities which on the one hand, best lend themselves to individual initiative,... |
Tipo: Working or Discussion Paper |
Palavras-chave: Collective marketing; Producer organization; Staple food; Village storage; Inventory credit; Microfinance; Disbursement-driven; Agribusiness. |
Ano: 2007 |
URL: http://purl.umn.edu/50003 |
| |
Registros recuperados: 36 | |
|
|
|