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LENDING BY RURAL BANKS INVOLVED IN MERGERS AgEcon
Walraven, Nicholas A..
This paper employed a variety of sources of data and a number of methods to describe rural lending markets. Over the sample period, 1992 through 1998, there was a pronounced trend towards affiliation of banks, both urban and rural, with holding companies, although over this period there was little change in the concentration of banking offices in rural areas. Using data from the 1993 National Survey of Small Business Finances, the study found some evidence that rural small businesses were less likely to apply for a loan than urban small firms although those rural firms that did apply were more likely to have their application accepted.
Tipo: Journal Article Palavras-chave: Mergers; Rural banks; Agricultural Finance.
Ano: 1999 URL: http://purl.umn.edu/15379
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Development of Rural Banks in Yellow River Delta AgEcon
Sun, Jin-feng; Zhou, Xue-sheng.
The current status of new-type rural financial institutions in the Yellow River delta is summarized. It is pointed out that these financial institutions have improved the development of economy concerning agriculture, rural areas and peasants, but due to the shortage of capital, deficit and many other reasons, the outlets is fewer, which can not serve the agriculture, rural areas and peasants well. The necessity of developing rural banks in the Yellow River delta is introduced: in the first place, rural banks can serve the agriculture, rural areas and peasants well with flexible system and management methods. Secondly, rural banks can serve and support the vulnerable groups of the three rural issues concerning agriculture, countryside and famers well....
Tipo: Journal Article Palavras-chave: Yellow River Delta; Rural banks; Rural economy; Countermeasures; China; Agribusiness.
Ano: 2010 URL: http://purl.umn.edu/93572
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